A Rocket To The Moon - Just Another One - Lyrics
2 years ago
Sunday, October 11, 2009
Thursday, October 8, 2009
Displaying Custom Content and HTML in Your Sidebar
How can I add code to my weblog's sidebar?
Answer
To display text or custom HTML or JavaScript code on your sidebar for items such as webrings, forms, and other weblog add-ons, you can use a Notes TypeList.
Note: You may want to take a look at the Widget Gallery. A widget can be added to your weblog with a few clicks without the need to create a Notes TypeList to add code to your blog.
1 Create a Notes TypeList
See Creating a New TypeList for more information.
2 Create a new item in the TypeList
See Adding a New Item to a TypeList for more information.
3 Enter your code
Copy and paste the code into the Notes field of the TypeList item. The Label field is optional, if you add text here, it will display on your blog. Finally, save your item.
This can be used for a variety of purposes, such as displaying a Twitter badge, a Flickr badge, a LinkedIn button, a Creative Commons button, a Google search box or banner ads on your weblog.
4 Displaying TypeLists on your weblog
To add a TypeList to your blog's sidebar, go to the TypeLists tab and click the "Publish" link under the TypeList. Select the weblogs you'd like the TypeList to display on and click "Save Changes."
You can select multiple TypeLists for the same blog via the Weblogs tab > Design > Select Content.
You can also change the order of items in your blog sidebar.
Displaying text in your sidebar
You can also use a TypeList to display plain text in your sidebar. This might be an introductory message, a copyright notice, or some other information that you want your visitors to read. This tip would also work to create a plain text list in your sidebar (for instance, a to do list).
Follow the same steps as above for displaying code in your sidebar, but put text into the Notes field instead of code.
Please note: Text added to your weblog with a Notes TypeList does not include formatting. Formatting, such as changing text to bold, italics or even adding line breaks, will need additional HTML for formatting. You can find more information on HTML basics here.
Answer
To display text or custom HTML or JavaScript code on your sidebar for items such as webrings, forms, and other weblog add-ons, you can use a Notes TypeList.
Note: You may want to take a look at the Widget Gallery. A widget can be added to your weblog with a few clicks without the need to create a Notes TypeList to add code to your blog.
1 Create a Notes TypeList
See Creating a New TypeList for more information.
2 Create a new item in the TypeList
See Adding a New Item to a TypeList for more information.
3 Enter your code
Copy and paste the code into the Notes field of the TypeList item. The Label field is optional, if you add text here, it will display on your blog. Finally, save your item.
This can be used for a variety of purposes, such as displaying a Twitter badge, a Flickr badge, a LinkedIn button, a Creative Commons button, a Google search box or banner ads on your weblog.
4 Displaying TypeLists on your weblog
To add a TypeList to your blog's sidebar, go to the TypeLists tab and click the "Publish" link under the TypeList. Select the weblogs you'd like the TypeList to display on and click "Save Changes."
You can select multiple TypeLists for the same blog via the Weblogs tab > Design > Select Content.
You can also change the order of items in your blog sidebar.
Displaying text in your sidebar
You can also use a TypeList to display plain text in your sidebar. This might be an introductory message, a copyright notice, or some other information that you want your visitors to read. This tip would also work to create a plain text list in your sidebar (for instance, a to do list).
Follow the same steps as above for displaying code in your sidebar, but put text into the Notes field instead of code.
Please note: Text added to your weblog with a Notes TypeList does not include formatting. Formatting, such as changing text to bold, italics or even adding line breaks, will need additional HTML for formatting. You can find more information on HTML basics here.
Monday, March 9, 2009
Corporations are Now Recognising the Issues of Health and Fitness and their Value for thier Workforce
Many businesses have begun to understand that investing in the health and fitness of their employees is a wise move. They are also beginning to realize the effects that it has on their bottom lines. Because of this they have begun to teach their employees the concepts and practices of overall fitness and health. Teaching employees good health and safety principles and practices will not only give them an edge on success but also reductions in healthcare payouts for their employees in sick days. The benefit of health and fitness education for employees is two fold. The employee will gain lower levels of stress, an increase level of self esteem and improved physical fitness with increased stamina. The employer gains employee productivity increases, decreased rates of illness, and develops employee leadership skills. There is one other benefactor in this whole process…the community. The community will become or stay a competitive player in the market place.
Today companies look to including worksite health care facilities or health and wellness programs to help them to alleviate their profit margin. This has proven a successful investment with the return being healthier longer working employees, less turnover, and protection of the most important asset in any company, which is the employees. Employers want to keep the people who can do their job as good as possible, and these people need to have healthy minds and bodies to be able to get everything done. While everyone should take initiative on their own to stay healthy, unfortunately many people don’t.
When your employees get wrapped up in the day to day life of work, children, and other chores and tasks they forget to take time for fitness and health care concerns themselves. An employer who handles reminders and consultations of health related information is an employer that quality employees will want to work for and stay with for a very long time.
As we all age physical and mental fitness is sometimes taken for granted and before we know it there is a problem that possibly could have been rectified in a proactive manner instead of a reactive manner. Using a proactive approach could prevent loss of income of the employer and the employee and family if handled with care and respect for the wishes of both parties. Encouraging employees to live a healthier lifestyle outside of work is a behavior that will transfer into the workplace and make for a good or better environment for all concerned.
Some companies have bought into this idea by including memberships to gyms as incentive bonuses, or even as new hire bonuses. They are using fitness and health as a motivating factor to get promotions and raises. So if you are a company, large, small, or otherwise, it will be to your benefit to incorporate a health and fitness education plan. Maybe a health and fitness program, or incentive for your employees to better care for them and your bottom line in business is the answer. Find a plan that fits your company needs and watch out for your return on your investment. Even if it does not improve your bottom line noticeably, it is still a good idea to keep the plan around for general morale and well-being in your business.
Today companies look to including worksite health care facilities or health and wellness programs to help them to alleviate their profit margin. This has proven a successful investment with the return being healthier longer working employees, less turnover, and protection of the most important asset in any company, which is the employees. Employers want to keep the people who can do their job as good as possible, and these people need to have healthy minds and bodies to be able to get everything done. While everyone should take initiative on their own to stay healthy, unfortunately many people don’t.
When your employees get wrapped up in the day to day life of work, children, and other chores and tasks they forget to take time for fitness and health care concerns themselves. An employer who handles reminders and consultations of health related information is an employer that quality employees will want to work for and stay with for a very long time.
As we all age physical and mental fitness is sometimes taken for granted and before we know it there is a problem that possibly could have been rectified in a proactive manner instead of a reactive manner. Using a proactive approach could prevent loss of income of the employer and the employee and family if handled with care and respect for the wishes of both parties. Encouraging employees to live a healthier lifestyle outside of work is a behavior that will transfer into the workplace and make for a good or better environment for all concerned.
Some companies have bought into this idea by including memberships to gyms as incentive bonuses, or even as new hire bonuses. They are using fitness and health as a motivating factor to get promotions and raises. So if you are a company, large, small, or otherwise, it will be to your benefit to incorporate a health and fitness education plan. Maybe a health and fitness program, or incentive for your employees to better care for them and your bottom line in business is the answer. Find a plan that fits your company needs and watch out for your return on your investment. Even if it does not improve your bottom line noticeably, it is still a good idea to keep the plan around for general morale and well-being in your business.
Childhood Health - Obesity And How To Combat It
This chronic condition has increased rapidly over the past years has finally gained national recognition. Many more children between the ages of two years old and five years old are already on there way to becoming the next generation of obese teens, and eventually obese adults and obese seniors. With obesity being one of the leading causes of morbidity, disability, discrimination, and employment problems, it has become one of the biggest public problems since tobacco use and exposure. Bad eating habits are not the only culprit, genetic diseases that can predispose children to become overweight cannot be forgotten. Diseases such as Bardet-Biedl syndrome and Prader-Willi syndrome are common in obese children, however still playing a larger role in the general overall population is bad eating and exercise habits.
It is the hope of many health educators, and medical professionals from psychologists to medical doctors that increased public awareness and preventive policies will eventually improve the situation. Professionals are treating this as a major public health concern that is threatening to damage our most precious resources, the children. Introduction of healthy play, healthy food choices, and recreation that promotes physical activity is on the top of the list for discussion and plans of battling this epidemic. Having caretakers take pro active measures to keep the child on the right track and setting good examples are key elements to helping these children to learn a healthier behavior and attitude towards their own health.
The annual National Health and Nutrition Examination Survey conducted by the Centers for Disease Control and Prevention has come to the conclusion that as many as one third of U.S. children are overweight or at high risk for childhood obesity. The health problems that will begin to manifest themselves from the heavy weight of such young children will start kids down a road the problems such as high blood pressure, high cholesterol, and increased risks of diabetes. These are diseases usually reserved to adults, not children. Combating this troubling condition must however, begin at home with the caregivers for these children. Improving overall diet, not dieting, and exercise is the key to resolving the problem. Protecting children’s health now and in the future will depend greatly on education of parents and caregivers to implement healthy daily living strategies.
Preventing an at-risk child from becoming overweight can start a process of healthy and active lifestyles to ensure longevity and energy throughout the child’s life. Little things such as: not getting into power struggles with the child over food, never use food as a behavior modification tool, and setting a good example are some starting places. This only perpetuates the same behavior and may cause psychological behaviors that are unwanted. Critical commenting, and taunting rarely if ever handles the situation with a positive outcome. Emphasizing what’s positive and benefits of changing behavior can make all of the difference in the world. Just fostering the child’s natural inclination to please you, have fun, and explore are perfect opportunities to introduce fitness routines, and reduce such incidents like eating out of boredom. If these things are done with every child in danger of becoming obese, then the numbers suffering will likely decrease.
Therefore, you should always keep in mind the health of yourself and your children. By keeping in shape yourself and displaying a good diet, you can impress upon them the importance of being a health-oriented individual. These habits will stay with them for all of their lives. You will also have quite a few benefits from eating healthy and slimming down. If you shed your extra weight, you will feel much better about yourself. If you want to find out more information about how you should change your diet habits, you should go to your local library for a book about diet and health. You can also talk to your doctor if you want some recommendations that are specific for your current health.
It is the hope of many health educators, and medical professionals from psychologists to medical doctors that increased public awareness and preventive policies will eventually improve the situation. Professionals are treating this as a major public health concern that is threatening to damage our most precious resources, the children. Introduction of healthy play, healthy food choices, and recreation that promotes physical activity is on the top of the list for discussion and plans of battling this epidemic. Having caretakers take pro active measures to keep the child on the right track and setting good examples are key elements to helping these children to learn a healthier behavior and attitude towards their own health.
The annual National Health and Nutrition Examination Survey conducted by the Centers for Disease Control and Prevention has come to the conclusion that as many as one third of U.S. children are overweight or at high risk for childhood obesity. The health problems that will begin to manifest themselves from the heavy weight of such young children will start kids down a road the problems such as high blood pressure, high cholesterol, and increased risks of diabetes. These are diseases usually reserved to adults, not children. Combating this troubling condition must however, begin at home with the caregivers for these children. Improving overall diet, not dieting, and exercise is the key to resolving the problem. Protecting children’s health now and in the future will depend greatly on education of parents and caregivers to implement healthy daily living strategies.
Preventing an at-risk child from becoming overweight can start a process of healthy and active lifestyles to ensure longevity and energy throughout the child’s life. Little things such as: not getting into power struggles with the child over food, never use food as a behavior modification tool, and setting a good example are some starting places. This only perpetuates the same behavior and may cause psychological behaviors that are unwanted. Critical commenting, and taunting rarely if ever handles the situation with a positive outcome. Emphasizing what’s positive and benefits of changing behavior can make all of the difference in the world. Just fostering the child’s natural inclination to please you, have fun, and explore are perfect opportunities to introduce fitness routines, and reduce such incidents like eating out of boredom. If these things are done with every child in danger of becoming obese, then the numbers suffering will likely decrease.
Therefore, you should always keep in mind the health of yourself and your children. By keeping in shape yourself and displaying a good diet, you can impress upon them the importance of being a health-oriented individual. These habits will stay with them for all of their lives. You will also have quite a few benefits from eating healthy and slimming down. If you shed your extra weight, you will feel much better about yourself. If you want to find out more information about how you should change your diet habits, you should go to your local library for a book about diet and health. You can also talk to your doctor if you want some recommendations that are specific for your current health.
Cervical Cancer And Your Health
The lower narrow portion of the woman’s uterus is called the cervix. This opening to the passageway is called the cervical canal. In normal health, during a menstrual period the blood flows from the uterus through the canal and into the vagina. Producing mucus that helps sperm move from the vagina to the uterus, the cervix remains tightly closed. Knowing the exact function and location of the cervix will aid a lot as we discuss cervical cancer.
Cervical cancer is the formation of abnormal cells on the lining of the cervix. Normally as cells grow they divide, the old cells die, and new cells replace them. When the normal process by which cells divide goes wrong, masses of tissue known as tumors begin to grow. Benign tumors are not life threatening and normally can easily be removed permanently. They usually stay in one location and do not normally spread to other parts of the body. However, some tumors are malignant; these are the ones that are a lot more serious as they have the possibility of spreading and growing at alarming rates if not caught early. They are life threatening and can be removed but sometimes grow again. When these malignant tumors occur, they are known as cancer.
Risk factors that can contribute to the possibility of developing cervical cancer are infections. The main infection that causes cervical cancer is the human papillomavirus,
These are common viruses that are extremely contagious. It is estimated that most adults have at one time in their lives been infected with HPV because of coming into sexual contact with another person with the virus. It can cause changes to the cervix that will eventually turn into cancer, warts, or other uncomfortable and unpleasant problems. A weakened immune system will have the same affect n the cervix or women who have had many partners have a higher level of risk than those who have not. Sometimes normal aging is a factor, usually occurring in women over age 40.
Cancer that spreads from its place of origin to another part of the body the new tumor is identical to the original cell and therefore the cancer is the same no matter what part of the body it has spread to. For example: if a woman has cervical cancer that has spread to her breast we would not call this breast cancer but we would say that the cervical cancer cells are located in her breast. It would be treated as cervical cancer and not breast cancer. If a woman has symptoms arising from cervical cancer then she waited much too long. Regular screenings for cervical cancer is imperative as the cells can be prevented from forming into cervical cancer way before symptoms begin. Today the number of cases in the U.S. has been falling thanks to screening and early detection. Doctors recommend that regular PaP smear test are performed to find cervical cancer or abnormal cells that lead to cancer of the cervix. Early detection is the way to preventing this kind of cancer, it is treatable with a high rate of success, so get tested regularly to prevent this from becoming a big problem. It is hard to prevent diseases without living in fear, but as long as you are observant of signs, you will be able to reduce the risk of mortality.
Cervical cancer is the formation of abnormal cells on the lining of the cervix. Normally as cells grow they divide, the old cells die, and new cells replace them. When the normal process by which cells divide goes wrong, masses of tissue known as tumors begin to grow. Benign tumors are not life threatening and normally can easily be removed permanently. They usually stay in one location and do not normally spread to other parts of the body. However, some tumors are malignant; these are the ones that are a lot more serious as they have the possibility of spreading and growing at alarming rates if not caught early. They are life threatening and can be removed but sometimes grow again. When these malignant tumors occur, they are known as cancer.
Risk factors that can contribute to the possibility of developing cervical cancer are infections. The main infection that causes cervical cancer is the human papillomavirus,
These are common viruses that are extremely contagious. It is estimated that most adults have at one time in their lives been infected with HPV because of coming into sexual contact with another person with the virus. It can cause changes to the cervix that will eventually turn into cancer, warts, or other uncomfortable and unpleasant problems. A weakened immune system will have the same affect n the cervix or women who have had many partners have a higher level of risk than those who have not. Sometimes normal aging is a factor, usually occurring in women over age 40.
Cancer that spreads from its place of origin to another part of the body the new tumor is identical to the original cell and therefore the cancer is the same no matter what part of the body it has spread to. For example: if a woman has cervical cancer that has spread to her breast we would not call this breast cancer but we would say that the cervical cancer cells are located in her breast. It would be treated as cervical cancer and not breast cancer. If a woman has symptoms arising from cervical cancer then she waited much too long. Regular screenings for cervical cancer is imperative as the cells can be prevented from forming into cervical cancer way before symptoms begin. Today the number of cases in the U.S. has been falling thanks to screening and early detection. Doctors recommend that regular PaP smear test are performed to find cervical cancer or abnormal cells that lead to cancer of the cervix. Early detection is the way to preventing this kind of cancer, it is treatable with a high rate of success, so get tested regularly to prevent this from becoming a big problem. It is hard to prevent diseases without living in fear, but as long as you are observant of signs, you will be able to reduce the risk of mortality.
ADHD Is Not Just For Their Health, But Yours Also
ADHD is an illness that starts in childhood. A child with ADHD has trouble sitting still, doesn’t finish things that they begin and usually acts without first thinking things through. This is a real illness that can change the way your child acts, feels, or thinks at times. There are many different treatments for ADHD, drugs being just one of them. In fact, within the idea of good health, drugs should always be a last resort that is almost never used (when in fact quite the opposite is true today).
You will notice that a child with ADHD may fidget, or wiggle a lot more than usual when asked to sit still or even without thinking. Some seem to be daydreaming, all of which are signs that the child may be ADHD. When these behaviors interfere with the child’s ability to concentrate in school or make public outings dangerous for the child or make making friends difficult then there is cause for alarm and the child should be tested for ADHD. Parents may have a difficult time figuring out what to do with the child or may not even have the slightest idea of what to do.
Parents may think that some of these behaviors are normal for any child and may be in denial about their child’s condition. The good news is that it is an illness that can be treated effectively and can make the child feel much better about them. How the child feels about themselves is very important because increasing the child’s self esteem will essential to treatment. The child may feel like a failure, when they definitely are not. A common childhood illness, ADHD can be controlled and the child may even grow out of it eventually, as he or she begins to mentally mature and the symptoms simply disappear.
The causes of the illness are not yet definitely known but it is known that it usually runs in families. Some doctors believe that there is not one single factor but combinations of factors that may contribute to the illness. So, if you are worried about your child’s behavior, you should take your child for a simple evaluation. Your child will not be immediately diagnosed with ADHD but will be checked for all possible answers to the problem. The possibility does exist that the child may have other problems that cause them to behave the way that they have. Other conditions can be mistaken for ADHD easily. It may even just be a bad diet or a lack of sleep that is causing poor brain functioning.
If it is found that the child does not have any other problems then it may be diagnosed that the child does in fact have an attention deficit disorder that needs treatment. Behavior therapy may be recommended. This involves meeting with doctors to work with your child on skills to help improve the problem. Working on building relationships, rules, limits, land choices. Medication may be prescribed as an accompanying aid to behavior treatments. The very best results are possible when these things are worked on together. So, it is extremely important that you take action, not be in denial, and to realize that it is not your fault that your child has this problem. Treatments are necessary and help from a qualified physician should be sought as soon as possible.
You will notice that a child with ADHD may fidget, or wiggle a lot more than usual when asked to sit still or even without thinking. Some seem to be daydreaming, all of which are signs that the child may be ADHD. When these behaviors interfere with the child’s ability to concentrate in school or make public outings dangerous for the child or make making friends difficult then there is cause for alarm and the child should be tested for ADHD. Parents may have a difficult time figuring out what to do with the child or may not even have the slightest idea of what to do.
Parents may think that some of these behaviors are normal for any child and may be in denial about their child’s condition. The good news is that it is an illness that can be treated effectively and can make the child feel much better about them. How the child feels about themselves is very important because increasing the child’s self esteem will essential to treatment. The child may feel like a failure, when they definitely are not. A common childhood illness, ADHD can be controlled and the child may even grow out of it eventually, as he or she begins to mentally mature and the symptoms simply disappear.
The causes of the illness are not yet definitely known but it is known that it usually runs in families. Some doctors believe that there is not one single factor but combinations of factors that may contribute to the illness. So, if you are worried about your child’s behavior, you should take your child for a simple evaluation. Your child will not be immediately diagnosed with ADHD but will be checked for all possible answers to the problem. The possibility does exist that the child may have other problems that cause them to behave the way that they have. Other conditions can be mistaken for ADHD easily. It may even just be a bad diet or a lack of sleep that is causing poor brain functioning.
If it is found that the child does not have any other problems then it may be diagnosed that the child does in fact have an attention deficit disorder that needs treatment. Behavior therapy may be recommended. This involves meeting with doctors to work with your child on skills to help improve the problem. Working on building relationships, rules, limits, land choices. Medication may be prescribed as an accompanying aid to behavior treatments. The very best results are possible when these things are worked on together. So, it is extremely important that you take action, not be in denial, and to realize that it is not your fault that your child has this problem. Treatments are necessary and help from a qualified physician should be sought as soon as possible.
Thursday, March 5, 2009
Laughter Is Truly The Best Medicine
If there's one thing I have to admit about my mother is that she was always right about this: Laughter Is The Best Medicine.
If you can't laugh about yourself and the things that happen to you - you're headed for a heart attack or some other malady, it's the way the body works. Laughter lightens the moment and strips away the seriousness that many of us approach life with; it releases the pain and chases away your personal rainstorms leaving a bright sunshiny day.
Scientists have also discovered that laughter strengthens your immune system and increases your cardiovascular flexibility (your blood vessels exercise through dilation).
According to Dr. Goodheart, the laughter doctor, laughter convulses your diaphragm, which in turn massages your internal organs. Massaged internal organs are happy internal organs and they cooperate by staying plump and juicy.
She says that laughter also causes you to gulp in large portions of air, oxygenating your blood. When that air is expelled, it's been clocked at 70 miles an hour, providing the lungs with an excellent workout. By laughing, she says, you lose muscle control, which relaxes the skeletal system. According to Dr. Goodheart, four-year-olds laugh 500 times a day, while adults laugh a mere 15! She's convinced that if we laugh as much as a four-year old, we've have the heart rate and blood pressure of that same child.
On top of all that, she continues, laughter causes the brain to produce hormones called beta endorphins which reduce pain and causes our adrenal glands to manufacture cortisol, which is a natural anti-inflammatory that's wonderful for arthritis.
Laughter also provides a catharsis, which means to purify or purge, to the emotions. It also brings about a spiritual renewal or release from tension. You notice how sometimes you'll see a comedian on television, and while he may not be that funny, something just makes you laugh uproariously? Your body seems to know that it needs the chemicals that are released through laughter.
I've always felt better after a good belly laugh or two. For me that means some very large-sounding snorts and a few donkey brays thrown into the bargain. Some people won't even go to the movie with me because when I start laughing I cannot stop. My daughters always used to go, Mom! as they slunk down into their seats trying not to be seen.
When someone's laughing, others laugh along. It's contagious. You can't help it. Oftentimes in my movie-theater laughter excursions, I have motivated a whole theater-full of people laughing right along with me. All this during the credits! (John Belushi being escorted through the prison in the opening credit scenes of The Blues Brothers. If you notice very carefully, while walking he has his butt cheeks pressed ever so tightly together as he's leaving the prison. It was a subtle physical comment that kept me laughing. The more people turned and looked at me, the harder I laughed! Finally, they just gave up and joined me!).
The Difference between Laughter, Humor, Teasing and Tickling
However, there is a difference between laughter, humor, teasing or tickling. Humor is your way of looking at the world, it's an intellectual exercise. It's your idea of what's funny; it's not the actual act of laughing.
Teasing and tickling are really a way of ridiculing someone. Tickling is something beyond someone's control and is actually a physical invasion of sorts. Children laugh when you tickle them because the body works that way, but it's actually a form of emotional ridicule that can result in very unpleasant feelings.
Teasing usually has an edge to it. People say they're teasing, but essentially they are dead serious. I think teasing is a passive-aggressive way of hurting someone through the guise of humor. Teasing, according to Dr. Goodheart, "involves our having information about something that another person has very strong feelings about - usually painful feelings - and then bringing that information up without permission." She also says that as people become very good friends they might give each other permission unconsciously to push each other's buttons. Husbands, wives, lovers, and friends play with each other's pain with permission. "When you tease without permission in order to trigger laughter, it's very manipulative and controlling."
All in all, when you're feeling down and need a lift, try laughter. It may be hard at first, but just try laughing. Force yourself. Pretty soon, you'll find yourself laughing at your own laughter and the looks you get from your family members. They'll begin to wonder what's so funny and the corners of their mouths will crinkle up in the beginning of a smile. Now you're laughing because they give you these quizzical looks wondering what you're laughing about.
Pretty soon, your laugh is real, your belly aches, the tears flow from your eyes, and the world takes on a different hue.
As for me when I laugh like this, I need Depends. I laugh so hard sometimes I wet my pants and that has nothing to do with my age.
I can still hear my friend's mom yelling at me today nearly 38 years later (while grinning ear to ear) to get off her brocade couch whenever I started laughing.
She knew what would happen.
If you can't laugh about yourself and the things that happen to you - you're headed for a heart attack or some other malady, it's the way the body works. Laughter lightens the moment and strips away the seriousness that many of us approach life with; it releases the pain and chases away your personal rainstorms leaving a bright sunshiny day.
Scientists have also discovered that laughter strengthens your immune system and increases your cardiovascular flexibility (your blood vessels exercise through dilation).
According to Dr. Goodheart, the laughter doctor, laughter convulses your diaphragm, which in turn massages your internal organs. Massaged internal organs are happy internal organs and they cooperate by staying plump and juicy.
She says that laughter also causes you to gulp in large portions of air, oxygenating your blood. When that air is expelled, it's been clocked at 70 miles an hour, providing the lungs with an excellent workout. By laughing, she says, you lose muscle control, which relaxes the skeletal system. According to Dr. Goodheart, four-year-olds laugh 500 times a day, while adults laugh a mere 15! She's convinced that if we laugh as much as a four-year old, we've have the heart rate and blood pressure of that same child.
On top of all that, she continues, laughter causes the brain to produce hormones called beta endorphins which reduce pain and causes our adrenal glands to manufacture cortisol, which is a natural anti-inflammatory that's wonderful for arthritis.
Laughter also provides a catharsis, which means to purify or purge, to the emotions. It also brings about a spiritual renewal or release from tension. You notice how sometimes you'll see a comedian on television, and while he may not be that funny, something just makes you laugh uproariously? Your body seems to know that it needs the chemicals that are released through laughter.
I've always felt better after a good belly laugh or two. For me that means some very large-sounding snorts and a few donkey brays thrown into the bargain. Some people won't even go to the movie with me because when I start laughing I cannot stop. My daughters always used to go, Mom! as they slunk down into their seats trying not to be seen.
When someone's laughing, others laugh along. It's contagious. You can't help it. Oftentimes in my movie-theater laughter excursions, I have motivated a whole theater-full of people laughing right along with me. All this during the credits! (John Belushi being escorted through the prison in the opening credit scenes of The Blues Brothers. If you notice very carefully, while walking he has his butt cheeks pressed ever so tightly together as he's leaving the prison. It was a subtle physical comment that kept me laughing. The more people turned and looked at me, the harder I laughed! Finally, they just gave up and joined me!).
The Difference between Laughter, Humor, Teasing and Tickling
However, there is a difference between laughter, humor, teasing or tickling. Humor is your way of looking at the world, it's an intellectual exercise. It's your idea of what's funny; it's not the actual act of laughing.
Teasing and tickling are really a way of ridiculing someone. Tickling is something beyond someone's control and is actually a physical invasion of sorts. Children laugh when you tickle them because the body works that way, but it's actually a form of emotional ridicule that can result in very unpleasant feelings.
Teasing usually has an edge to it. People say they're teasing, but essentially they are dead serious. I think teasing is a passive-aggressive way of hurting someone through the guise of humor. Teasing, according to Dr. Goodheart, "involves our having information about something that another person has very strong feelings about - usually painful feelings - and then bringing that information up without permission." She also says that as people become very good friends they might give each other permission unconsciously to push each other's buttons. Husbands, wives, lovers, and friends play with each other's pain with permission. "When you tease without permission in order to trigger laughter, it's very manipulative and controlling."
All in all, when you're feeling down and need a lift, try laughter. It may be hard at first, but just try laughing. Force yourself. Pretty soon, you'll find yourself laughing at your own laughter and the looks you get from your family members. They'll begin to wonder what's so funny and the corners of their mouths will crinkle up in the beginning of a smile. Now you're laughing because they give you these quizzical looks wondering what you're laughing about.
Pretty soon, your laugh is real, your belly aches, the tears flow from your eyes, and the world takes on a different hue.
As for me when I laugh like this, I need Depends. I laugh so hard sometimes I wet my pants and that has nothing to do with my age.
I can still hear my friend's mom yelling at me today nearly 38 years later (while grinning ear to ear) to get off her brocade couch whenever I started laughing.
She knew what would happen.
Alternative Notions of Life, a Different Path (5): Why me or why not me? Your choice
“Prosperity: The eternal flow of all that’s good in life…”
*Below is the fifth installment of a series of articles from the real life experiences of the author. The only deviations from the truth may be the names of people and places. These stories are also incorporated in “My Friend Yu – The Prosperity Mentor: Book II,” Pantejo - Y.N. Vurce Publishing. Release Date: 2008.
You wonder why other people seem to cruise through life while you are struggling.
In this article, we continue looking at “The Scenario” (introduced first in “Alternative Notions of Life, a Different Path [2]” and further examined in “Alternative Notions of Life, a Different Path [3] and [4]”).
- Steps up to now -
In “Alternative Notions of Life, a Different Path (2), (3), and (4)” we discussed The Scenario (below):
You’ve been trying to do something (or have something) for quite sometime, but it’s just not happening. You feel like you’ve done all your homework and “checked all the blocks” required for the task. Whatever it is you want, you feel that it’s really, really important and you want it bad! You begin to envy the other people who already have it. You wonder why, with all the hard work you’ve done, you don’t have it by now too? Sometimes you get angry, depressed, or discouraged because you don’t have it yet. You wonder why other people seem to cruise through life while you are struggling.
Recap of the first six sentences (discussed in the three preceding articles):
We saw negativity attracting negativity and a non-committal attitude (just trying). We talked about the Fear/Manifestation Paradox, due diligence, and envy. We looked at effectiveness, excellence, and efficiency. Lastly, we explored the importance of clarity and certainty.
Actions to Practice:
*Focus on what you desire, not on what you don’t have.
*Don’t complain, instead, be grateful for what you already have (and for what’s on its way).
*Do something everyday that takes you a little closer to your goal.
*Be effective first. Then be excellent - whether you get praise or not. Lastly, be efficient (meaning: do things quickly AND correctly).
*Be absolutely Clear in your intentions.
*Be Certain. If you can’t will yourself to be Certain, fake it until you feel it. Certainty cures doubt and worry.
- Last Sentence of The Scenario -
You wonder why other people seem to cruise through life while you are struggling.
There are two ways you can view this sentence: The Loser’s Way or The Winner’s Way.
- The Loser’s Way -
“Oh, woe is me.”
Almost all losers harbor a victim mentality. (The only exception might be the people who lack the skills to read these words. For example, the mentally challenged, bona fide Psychiatric patients, etc.).
Losers habitually blame everything and everybody else for their personal plights. They revel in their refusal of reality, the reality that they are the First Cause of their own troubles.
They are masters of avoiding anything that might require a little work or a little courage. Personal responsibility is not part of their natures (or even in their vocabularies).
They love to gather with fellow losers (of which, there never is a shortage of) and share in communal commiseration. Consciously or subconsciously, they bask in the attention that their “bad luck or broken wing” gets from onlookers.
Personally, I believe that most losers choose their limited lives because of: 1) Ignorance – maybe they have never been exposed to people and media that espouse a different way of thinking (like this series of articles), 2) Fear – afraid of what might happen if they actually succeed at anything, and 3) Indolence – they are simply to lazy to put forth the time and effort required for success.
You can be a victim or you can be a winner. You can’t be both!
- The Winner’s View -
The winner is the person who, in spite of all odds, keeps on keeping on.
Winners are persistent. Winners know that success is inevitable as long as they don’t give up.
Walt Disney launched Mickey Mouse at the lowest point in his career. Edison had thousands of failed experiments before inventing a long-lasting light bulb. Ford spent years of failure-ridden R&D to come up with the one-block engine.
Oftentimes, the prize does not go to the most skilled, but to the most stubborn!
It’s the boxer who just keeps getting up from a knockdown.
It’s the tennis player who scrambles through a long point just to get the ball over the net one more time.
It’s the marathoner or triathlete who plugs away at the miles and sees all the previous leaders fall from the race.
- There’s no such thing as “Failure” -
Similar to the concept of hot and cold as being just two points on a temperature scale, winners know that failure and success are merely two points on the success continuum.
In other words, as long as one doesn’t quit, there is no such thing as failure, just opportunities to learn (for the next time).
Winners don’t complain. They do.
Never forgetting that “people become the information they seek and the company that they keep”, winners avoid group pity parties. They take full responsibility for everything in their lives – that means everything, the good and the bad.
They celebrate the good and move on. They learn from the bad and move on. They don’t stagnate, worry, or whine. They keep moving!
And the momentum of positive things, people, and places moves them faster and faster toward their goals.
- With Ease -
Ever notice how winning professionals make what they do look so easy?
The answer is simple.
Practice, preparation, and certainty.
I’m sure Tiger Woods couldn’t tell you how many golf balls he hit before winning his first tournament. Michael Jordan probably couldn’t tell you how many hours he spent on the basketball court before turning pro. And Roger Federer couldn’t tell you how many serves, overheads, forehands, and backhands he hit before winning his first Grand Slam event.
Proper preparation leads to professional performance.
Look at successful people in any endeavor. They leave virtually nothing to chance. They do everything possible to ensure success.
While I was in the military, we prepared for any contingency we could think of. We trained, trained, and trained – until everything was second nature.
Many times, when Plan A had to be aborted, Plan B was activated. And since we’d practiced it so many times, we did it almost with no extra effort or conscious thought.
Professionals (winners) prepare and practice until mastery. They keep their magnificent obsessions in the forefront of their minds and do everything imaginable to increase the likelihood of success.
They have that indescribable “it” that drives them on.
It’s the investor who actually reads the quarterly and annual reports of the companies he’s invested in.
It’s the speaker who rehearses his speech until he doesn’t need to look at his notes.
It’s the astronaut who knows all his duties, safety checks, and emergency procedures by heart.
It’s the Parachutist or SCUBA Diver who knows his body and his equipment’s full capabilities and limitations.
- Certainty Revisited -
Did you know that almost all Gold medalists “won their gold medals in their mind” thousands of times before getting their gold medals in reality?
It’s all about Certainty. Winners are Certain. There is never a doubt in their minds about the outcome. They’ve already “seen” it. They’ve already “felt” it. And they’ve already “won” it in their minds. Their whole being becomes saturated with Certainty.
Consequently, all their actions are fluid and deliberate.
And the Universe promptly delivers.
Reality catches up to their inner game and further bolsters the winner’s Certainty. It’s a wonderful cycle!
In other words, everything a winner does supports and builds confidence, mastery, and Certainty.
The end result is a powerful calmness that pushes away all fear and doubt. In the winner’s mind he has done all that’s necessary for success. He has put in his order to the Universe, done his due diligence, and “pre-lived” his success.
Now he can just be thankful, let go and receive.
- Article’s Practice Points -
*Think like a Winner.
*Never complain. Look. Then Do.
*Practice, Prepare, and Be Certain
*Relax, Be Thankful, Let go, and Receive.
This concludes our series of articles about The Scenario.
After all of our analysis, introspection, and discussion, the question you should ask yourself now is not “Why me?” but “Why not me?”
Why not me, indeed!
“Until next time, be brave enough to take a Different Path!”
Your Friend in this Intrepid Journey called Life,
Carl “J.C.” Pantejo
Prosperity, Universe, success, winners, losers, victim mentality, certainty, practice, preparation, mastery, relax, let go.
Note: If you want to read more about Universal Laws, success, unconditional love, exorcizing past personal demons, and the Illusive Secret of Happiness, please read the following articles:
“Alternative Notions of Life, a Different Path: Guardian Angels and Universal Laws.”
“Alternative Notions of Life, a Different Path (2): Trying too hard?”
“Alternative Notions of Life, a Different Path (3): First, Be Effective.”
“Alternative Notions of Life, a Different Path (4): Intend. Be Certain.”
“Experiences from ‘The Flow’ series, articles (1) – (20).” (This is a series of articles about love, romance, Asian/Western relationships, relationship analysis, and more.)
“How Dare She! Out of Desperation I Learned How to Forgive”
“Remember Who You Are!”
“Need to Heal Your Broken Heart? Read on. Overcome Heartbreak and Learn the Illusive Secret of Happiness.”
“Simple (and Priceless) Life Lessons from the Most Influential Prosperity Mentor in My Life - My Father”
*Below is the fifth installment of a series of articles from the real life experiences of the author. The only deviations from the truth may be the names of people and places. These stories are also incorporated in “My Friend Yu – The Prosperity Mentor: Book II,” Pantejo - Y.N. Vurce Publishing. Release Date: 2008.
You wonder why other people seem to cruise through life while you are struggling.
In this article, we continue looking at “The Scenario” (introduced first in “Alternative Notions of Life, a Different Path [2]” and further examined in “Alternative Notions of Life, a Different Path [3] and [4]”).
- Steps up to now -
In “Alternative Notions of Life, a Different Path (2), (3), and (4)” we discussed The Scenario (below):
You’ve been trying to do something (or have something) for quite sometime, but it’s just not happening. You feel like you’ve done all your homework and “checked all the blocks” required for the task. Whatever it is you want, you feel that it’s really, really important and you want it bad! You begin to envy the other people who already have it. You wonder why, with all the hard work you’ve done, you don’t have it by now too? Sometimes you get angry, depressed, or discouraged because you don’t have it yet. You wonder why other people seem to cruise through life while you are struggling.
Recap of the first six sentences (discussed in the three preceding articles):
We saw negativity attracting negativity and a non-committal attitude (just trying). We talked about the Fear/Manifestation Paradox, due diligence, and envy. We looked at effectiveness, excellence, and efficiency. Lastly, we explored the importance of clarity and certainty.
Actions to Practice:
*Focus on what you desire, not on what you don’t have.
*Don’t complain, instead, be grateful for what you already have (and for what’s on its way).
*Do something everyday that takes you a little closer to your goal.
*Be effective first. Then be excellent - whether you get praise or not. Lastly, be efficient (meaning: do things quickly AND correctly).
*Be absolutely Clear in your intentions.
*Be Certain. If you can’t will yourself to be Certain, fake it until you feel it. Certainty cures doubt and worry.
- Last Sentence of The Scenario -
You wonder why other people seem to cruise through life while you are struggling.
There are two ways you can view this sentence: The Loser’s Way or The Winner’s Way.
- The Loser’s Way -
“Oh, woe is me.”
Almost all losers harbor a victim mentality. (The only exception might be the people who lack the skills to read these words. For example, the mentally challenged, bona fide Psychiatric patients, etc.).
Losers habitually blame everything and everybody else for their personal plights. They revel in their refusal of reality, the reality that they are the First Cause of their own troubles.
They are masters of avoiding anything that might require a little work or a little courage. Personal responsibility is not part of their natures (or even in their vocabularies).
They love to gather with fellow losers (of which, there never is a shortage of) and share in communal commiseration. Consciously or subconsciously, they bask in the attention that their “bad luck or broken wing” gets from onlookers.
Personally, I believe that most losers choose their limited lives because of: 1) Ignorance – maybe they have never been exposed to people and media that espouse a different way of thinking (like this series of articles), 2) Fear – afraid of what might happen if they actually succeed at anything, and 3) Indolence – they are simply to lazy to put forth the time and effort required for success.
You can be a victim or you can be a winner. You can’t be both!
- The Winner’s View -
The winner is the person who, in spite of all odds, keeps on keeping on.
Winners are persistent. Winners know that success is inevitable as long as they don’t give up.
Walt Disney launched Mickey Mouse at the lowest point in his career. Edison had thousands of failed experiments before inventing a long-lasting light bulb. Ford spent years of failure-ridden R&D to come up with the one-block engine.
Oftentimes, the prize does not go to the most skilled, but to the most stubborn!
It’s the boxer who just keeps getting up from a knockdown.
It’s the tennis player who scrambles through a long point just to get the ball over the net one more time.
It’s the marathoner or triathlete who plugs away at the miles and sees all the previous leaders fall from the race.
- There’s no such thing as “Failure” -
Similar to the concept of hot and cold as being just two points on a temperature scale, winners know that failure and success are merely two points on the success continuum.
In other words, as long as one doesn’t quit, there is no such thing as failure, just opportunities to learn (for the next time).
Winners don’t complain. They do.
Never forgetting that “people become the information they seek and the company that they keep”, winners avoid group pity parties. They take full responsibility for everything in their lives – that means everything, the good and the bad.
They celebrate the good and move on. They learn from the bad and move on. They don’t stagnate, worry, or whine. They keep moving!
And the momentum of positive things, people, and places moves them faster and faster toward their goals.
- With Ease -
Ever notice how winning professionals make what they do look so easy?
The answer is simple.
Practice, preparation, and certainty.
I’m sure Tiger Woods couldn’t tell you how many golf balls he hit before winning his first tournament. Michael Jordan probably couldn’t tell you how many hours he spent on the basketball court before turning pro. And Roger Federer couldn’t tell you how many serves, overheads, forehands, and backhands he hit before winning his first Grand Slam event.
Proper preparation leads to professional performance.
Look at successful people in any endeavor. They leave virtually nothing to chance. They do everything possible to ensure success.
While I was in the military, we prepared for any contingency we could think of. We trained, trained, and trained – until everything was second nature.
Many times, when Plan A had to be aborted, Plan B was activated. And since we’d practiced it so many times, we did it almost with no extra effort or conscious thought.
Professionals (winners) prepare and practice until mastery. They keep their magnificent obsessions in the forefront of their minds and do everything imaginable to increase the likelihood of success.
They have that indescribable “it” that drives them on.
It’s the investor who actually reads the quarterly and annual reports of the companies he’s invested in.
It’s the speaker who rehearses his speech until he doesn’t need to look at his notes.
It’s the astronaut who knows all his duties, safety checks, and emergency procedures by heart.
It’s the Parachutist or SCUBA Diver who knows his body and his equipment’s full capabilities and limitations.
- Certainty Revisited -
Did you know that almost all Gold medalists “won their gold medals in their mind” thousands of times before getting their gold medals in reality?
It’s all about Certainty. Winners are Certain. There is never a doubt in their minds about the outcome. They’ve already “seen” it. They’ve already “felt” it. And they’ve already “won” it in their minds. Their whole being becomes saturated with Certainty.
Consequently, all their actions are fluid and deliberate.
And the Universe promptly delivers.
Reality catches up to their inner game and further bolsters the winner’s Certainty. It’s a wonderful cycle!
In other words, everything a winner does supports and builds confidence, mastery, and Certainty.
The end result is a powerful calmness that pushes away all fear and doubt. In the winner’s mind he has done all that’s necessary for success. He has put in his order to the Universe, done his due diligence, and “pre-lived” his success.
Now he can just be thankful, let go and receive.
- Article’s Practice Points -
*Think like a Winner.
*Never complain. Look. Then Do.
*Practice, Prepare, and Be Certain
*Relax, Be Thankful, Let go, and Receive.
This concludes our series of articles about The Scenario.
After all of our analysis, introspection, and discussion, the question you should ask yourself now is not “Why me?” but “Why not me?”
Why not me, indeed!
“Until next time, be brave enough to take a Different Path!”
Your Friend in this Intrepid Journey called Life,
Carl “J.C.” Pantejo
Prosperity, Universe, success, winners, losers, victim mentality, certainty, practice, preparation, mastery, relax, let go.
Note: If you want to read more about Universal Laws, success, unconditional love, exorcizing past personal demons, and the Illusive Secret of Happiness, please read the following articles:
“Alternative Notions of Life, a Different Path: Guardian Angels and Universal Laws.”
“Alternative Notions of Life, a Different Path (2): Trying too hard?”
“Alternative Notions of Life, a Different Path (3): First, Be Effective.”
“Alternative Notions of Life, a Different Path (4): Intend. Be Certain.”
“Experiences from ‘The Flow’ series, articles (1) – (20).” (This is a series of articles about love, romance, Asian/Western relationships, relationship analysis, and more.)
“How Dare She! Out of Desperation I Learned How to Forgive”
“Remember Who You Are!”
“Need to Heal Your Broken Heart? Read on. Overcome Heartbreak and Learn the Illusive Secret of Happiness.”
“Simple (and Priceless) Life Lessons from the Most Influential Prosperity Mentor in My Life - My Father”
Creating Your Vision
"Reality is merely an illusion, albeit a very persistent one" Albert Einstein
I feel that one of the most important ingredients in your formula for success is having a clearly defined and vivid vision of where you want to be. At first the “how” is not that important, you need to create a vision that gets you so excited that you develop the mentality that you will stop at nothing to get what you want. Many people first focus on the how than very quickly find themselves overwhelmed with too many details and just as quickly talk them selves out of pursuing their goals. You have to take a leap of faith and trust that the how will be shown to you as you go along. Do you remember the days as a kid with dreams of epic proportions? What happened those dreams? You got older and domesticated by a society that says that having those dreams is foolish. That’s nonsense, why wouldn’t you want to accomplish the things that even as a kid you knew would make you happy. I encourage you to dream like you once used to.
“Shoot for the moon…even if you
Miss you’ll still be amongst them stars”- Beanie Sigel(rap artist)
One way I keep myself motivated and keep my vision alive is through my picture book. In my book I have everything that I want and every morning I look at it to remind me what I want in life. Go right now and get some magazines and cut out every picture of the things you want and places you want to visit, don’t be thinking if you can actually get those things now, dare to dream. Remember your mind thinks in pictures, look at your picture book until in becomes as vivid as possible in the theater of your mind. Your mind cant tell the difference between something you remember or something you experience in real time.
Visualization Exercises(meditation):
(Please read this whole section, I will explain why almost all self help fails to produce the results people want)
You can think of meditation as conscious sleeping. Just as you sleep to gain energy for your daily functioning, meditation is conscious sleeping that gives you all the energy(creative abilities) you need for what you intend to accomplish.
I also use lucid dreaming as another way to increase creativity, I will soon write a hub on lucid dreaming.(Lucid dreaming is when you actually become aware in your dream that you are dreaming, once properly trained you can control your dreams)
Use the power of meditation to help you achieve your goals. Strive to everyday meditate one minute for each year of your current age. I am 24, so everyday I try and meditate at least 24 minutes. If you are new to meditation check out this website on transcendental meditation .There are many techniques find something that feels good to you.
Quantum Mind Power
Daily Routine:
1. Pick a nice comfortable place where to meditate. Have an intention on what you plan to meditate on before hand. Ex. A destination you want to visit.
2. Find a comfortable position to sit. Sitting on a chair or on the floor, does not really matter as long as it is comfortable for you.
3. Cross your legs, clasp your hands together.(this helps make your own energy circuit and gives stability)
4.Close your eyes, than stop inner and outer chatter.
5. Relax, begin thinking that your whole body is becoming extremely relaxed.
6. Eyes should be closed.
7. You will notice that your mind is full of many thoughts. Your mind will than begin to ask questions to those thoughts and try and come up with answers whether they are known or unknown. This is why your mind(ego) can be your enemy if it mostly thinks in negative terms.
8. You will need to transcend your mind and thoughts in order to meditate. Your mind and thoughts are what separate you from your higher self, you can also think of your higher self as your subconscious mind don't worry about the labels.
9. You transcend your mind by simply observing your breath. Don't inhale/exhale consciously just observe your natural breathing. Don't go behind your thoughts, if you catch your self drifting just always come back to your breathing. Slowly the amount of thoughts reduces and your breathing becomes thinner and shorter. If you are able to keep all your focus on your breath, you will get to the point of no thought and no breath. This state of no thought is your connection to your divine being and energy body. The more you meditate the more benefits and energy that you will receive. Your own self awareness and consciousness will also expand.
10. You will feel a very pleasurable feeling meditating. If you feel any discomfort in your body these can be possible areas of disease or illness. If you meditate everyday you will heal your body naturally.
11. Now that you are in a state of no thought and total relaxation. Begin to think only on your intention. Remember whatever you think now is in a state that will be impregnated directly into your subconscious. It is incredibly important that you don't color any of your thoughts with any lack,limitation,dis belief or doubt. This is why almost all self help material does not produce the results people expect. Wishing for more money(or anything else) never works, the thought of wanting more money also has the thought of doubt attached to it. Ask your self how many thoughts that you think about have been modified in a way that is not beneficial to you. You just never realize that you are programming your sub conscious all day. This is why meditation is so powerful. You are able to make suggestions to your subconscious where the thought is not modified in any way shape or form. So if you want to make things happen fast you need to get rid of the concept of attaching time to yourthoughts. You have to remember that everything you get in your life comes based on the conditions that you set up and time is usually one condition that cuases the most frustration with people. Just as a computer programmer gives a computer instructions to complete a task, you program the most powerful computer you have which is your subconscious. Your conscious mind acts as the gate keeper as to what thoughts you let in. Now that you know this choose to become more aware and conscious about what you think all day long. Learn to see the world in a non linear way, remove time from your consiousness and watch how things show up in your life faster than you ever thought.
Thoughts = feelings = actions = results (just like that you can begin to shape your life)
12. Mentally rehearse every moment of it with all your senses. Dare to be like Peter Pan :)
13. Visualize in vivid detail, your intention as established fact. Also make sure you meditate only on days you feel good. Remember you want your thoughts to be as pure as possible. This also means that you really find out what you want, make sure its not something you want solely for ego purposes. Thoughts that involve the ego are usually always colored with negativity.
14. With time you will begin to be able to hold vivid pictures of anything(you will develop you third eye). The more you are able to hold onto an image in your mind the more power you give it.
15. Get up and go have a great day :) notice how much energy you have the rest of the day. As you advance in your discipline, you will have a lot of fun basically creating your day before it starts.
Beliefs:
To start making that vision a reality you will have to change some of your beliefs and adopt beliefs that will help you reach your goals. Because if you have this great vision of you retiring on your own private beach but deep down you don’t believe you can do it, you have already sabotaged yourself. Your desire and your belief are in conflict with each other and therefore you will not manifest what it is that you want into your life. If you want to be a good leader one day but you currently have the belief that you are a shy person, it will not happen. You need to truly make a decision to adopt the belief that you are really outgoing. When you truly decide to do something you will find a way to do it.
“Nothing happens unless first a dream” – Carl Sandburg
Some Ways to shape your beliefs:
1. Always think Success- as soon as you think about failure forget about it and don’t let anymore negative thoughts snowball. The more attention you give a thought the more powerful it will become than you will make it harder for yourself to get back to a productive mind state. The only way to change how you feel is to think about something else. Whenever you feel doubt, fear, and failure creeping into your mind have a default thought that you can use to avoid giving attention to mental poison. As soon as I feel I am entertaining thoughts of negativity I immediately begin to think about relaxing on a beach and affirm to myself that “I attract abundance to all areas of my life”. The more I try and have the feelings of being on the beach with no worries and remind myself that I am in complete control of how I feel, I immediately feel the negativity begin to melt away as I begin to focus on my new positive thought.
2. Develop the belief that you are better than you currently feel- don’t look at your weaknesses as a burden but as an opportunity to improve your self. When I find something I don’t like about my personality I don’t get down on myself for it, I just realize that now I have something I can work on to make myself better. Most importantly love and accept who you are, not who you will or should be.
3. Believe that sky’s the limit- if you have little goals you will have little success, the bigger your dreams the more potential for your possible success. Even If you think your dream is too big, strive to reach that dream, because you will end up at a better place than if you would have set your sights on a smaller goal. The trick is to really believe you can do it, this just isn’t wishful thinking. Wishful thinking never got anyone anything, you need to find out what you want and get out there and get it. If you really want that house on the beach your mind will come up with ways to help you get it.(develop faith in your self)
How to remove junk beliefs:
1. Meditate on your old belief and tell the truth about it. Now replace it with a belief that will better serve you. Meditate on it until you feel you have changed that belief.
Now when you accept these beliefs it means you will have to raise your standards and develop a strategy that will put you on the road to accomplish what you set forth. Do whatever you have to do. Read any books that will spark your interest or help you discover any distinctions that will point you in the right direction. Find a role model, a person who has already accomplished what you want. Find out what some of their beliefs, interests, body language, image, etc. is and adopt them as your own. Your role model can serve as a blue print, the goal is to cut down on the trial and error so you can get where you want faster than you ever thought possible. You can take all the qualities from all the people you admire and add your own personal touch. Just think of if it as if you are trying to build the person you want and know you can be. Thomas Edison is one of the greatest inventors in history, he was able to elaborate, modify and adapt on other peoples ideas. You don’t have torecreate the wheel just constantly be aware of any success ingredients you come across and make them part of your identity. Think of your mind as a warehouse the more you learn and store will eventually serve as an inventory for future reference, which will breed new ideas and perspectives.
Consistency is key we are all creatures of patterns and habits. In order to become the person you desire to be, start by changing your patterns. Think of all the quality traits you must possess, make a pattern which uses those traits efficiently than strive to be consistent. Consistency will develop into habits and this is key because if you fail to be consistent with your actions you will not be consistent with who you desire to be. This lack of confusion between your actions and what your mind knows you are capable of leads to tremendous amounts of stress, confusion, and even depression. Many other consequences also come from a lack of consistency.
This is why awareness of self is critical; you need to be constantly evaluating your self. Decide if the persona you are currently displaying is the reality that you want for yourself,because with enough time thats what your reality will become.
Thank you for reading my hub, I love to hear anyones opinion or suggestions. Good luck to everyone.
I feel that one of the most important ingredients in your formula for success is having a clearly defined and vivid vision of where you want to be. At first the “how” is not that important, you need to create a vision that gets you so excited that you develop the mentality that you will stop at nothing to get what you want. Many people first focus on the how than very quickly find themselves overwhelmed with too many details and just as quickly talk them selves out of pursuing their goals. You have to take a leap of faith and trust that the how will be shown to you as you go along. Do you remember the days as a kid with dreams of epic proportions? What happened those dreams? You got older and domesticated by a society that says that having those dreams is foolish. That’s nonsense, why wouldn’t you want to accomplish the things that even as a kid you knew would make you happy. I encourage you to dream like you once used to.
“Shoot for the moon…even if you
Miss you’ll still be amongst them stars”- Beanie Sigel(rap artist)
One way I keep myself motivated and keep my vision alive is through my picture book. In my book I have everything that I want and every morning I look at it to remind me what I want in life. Go right now and get some magazines and cut out every picture of the things you want and places you want to visit, don’t be thinking if you can actually get those things now, dare to dream. Remember your mind thinks in pictures, look at your picture book until in becomes as vivid as possible in the theater of your mind. Your mind cant tell the difference between something you remember or something you experience in real time.
Visualization Exercises(meditation):
(Please read this whole section, I will explain why almost all self help fails to produce the results people want)
You can think of meditation as conscious sleeping. Just as you sleep to gain energy for your daily functioning, meditation is conscious sleeping that gives you all the energy(creative abilities) you need for what you intend to accomplish.
I also use lucid dreaming as another way to increase creativity, I will soon write a hub on lucid dreaming.(Lucid dreaming is when you actually become aware in your dream that you are dreaming, once properly trained you can control your dreams)
Use the power of meditation to help you achieve your goals. Strive to everyday meditate one minute for each year of your current age. I am 24, so everyday I try and meditate at least 24 minutes. If you are new to meditation check out this website on transcendental meditation .There are many techniques find something that feels good to you.
Quantum Mind Power
Daily Routine:
1. Pick a nice comfortable place where to meditate. Have an intention on what you plan to meditate on before hand. Ex. A destination you want to visit.
2. Find a comfortable position to sit. Sitting on a chair or on the floor, does not really matter as long as it is comfortable for you.
3. Cross your legs, clasp your hands together.(this helps make your own energy circuit and gives stability)
4.Close your eyes, than stop inner and outer chatter.
5. Relax, begin thinking that your whole body is becoming extremely relaxed.
6. Eyes should be closed.
7. You will notice that your mind is full of many thoughts. Your mind will than begin to ask questions to those thoughts and try and come up with answers whether they are known or unknown. This is why your mind(ego) can be your enemy if it mostly thinks in negative terms.
8. You will need to transcend your mind and thoughts in order to meditate. Your mind and thoughts are what separate you from your higher self, you can also think of your higher self as your subconscious mind don't worry about the labels.
9. You transcend your mind by simply observing your breath. Don't inhale/exhale consciously just observe your natural breathing. Don't go behind your thoughts, if you catch your self drifting just always come back to your breathing. Slowly the amount of thoughts reduces and your breathing becomes thinner and shorter. If you are able to keep all your focus on your breath, you will get to the point of no thought and no breath. This state of no thought is your connection to your divine being and energy body. The more you meditate the more benefits and energy that you will receive. Your own self awareness and consciousness will also expand.
10. You will feel a very pleasurable feeling meditating. If you feel any discomfort in your body these can be possible areas of disease or illness. If you meditate everyday you will heal your body naturally.
11. Now that you are in a state of no thought and total relaxation. Begin to think only on your intention. Remember whatever you think now is in a state that will be impregnated directly into your subconscious. It is incredibly important that you don't color any of your thoughts with any lack,limitation,dis belief or doubt. This is why almost all self help material does not produce the results people expect. Wishing for more money(or anything else) never works, the thought of wanting more money also has the thought of doubt attached to it. Ask your self how many thoughts that you think about have been modified in a way that is not beneficial to you. You just never realize that you are programming your sub conscious all day. This is why meditation is so powerful. You are able to make suggestions to your subconscious where the thought is not modified in any way shape or form. So if you want to make things happen fast you need to get rid of the concept of attaching time to yourthoughts. You have to remember that everything you get in your life comes based on the conditions that you set up and time is usually one condition that cuases the most frustration with people. Just as a computer programmer gives a computer instructions to complete a task, you program the most powerful computer you have which is your subconscious. Your conscious mind acts as the gate keeper as to what thoughts you let in. Now that you know this choose to become more aware and conscious about what you think all day long. Learn to see the world in a non linear way, remove time from your consiousness and watch how things show up in your life faster than you ever thought.
Thoughts = feelings = actions = results (just like that you can begin to shape your life)
12. Mentally rehearse every moment of it with all your senses. Dare to be like Peter Pan :)
13. Visualize in vivid detail, your intention as established fact. Also make sure you meditate only on days you feel good. Remember you want your thoughts to be as pure as possible. This also means that you really find out what you want, make sure its not something you want solely for ego purposes. Thoughts that involve the ego are usually always colored with negativity.
14. With time you will begin to be able to hold vivid pictures of anything(you will develop you third eye). The more you are able to hold onto an image in your mind the more power you give it.
15. Get up and go have a great day :) notice how much energy you have the rest of the day. As you advance in your discipline, you will have a lot of fun basically creating your day before it starts.
Beliefs:
To start making that vision a reality you will have to change some of your beliefs and adopt beliefs that will help you reach your goals. Because if you have this great vision of you retiring on your own private beach but deep down you don’t believe you can do it, you have already sabotaged yourself. Your desire and your belief are in conflict with each other and therefore you will not manifest what it is that you want into your life. If you want to be a good leader one day but you currently have the belief that you are a shy person, it will not happen. You need to truly make a decision to adopt the belief that you are really outgoing. When you truly decide to do something you will find a way to do it.
“Nothing happens unless first a dream” – Carl Sandburg
Some Ways to shape your beliefs:
1. Always think Success- as soon as you think about failure forget about it and don’t let anymore negative thoughts snowball. The more attention you give a thought the more powerful it will become than you will make it harder for yourself to get back to a productive mind state. The only way to change how you feel is to think about something else. Whenever you feel doubt, fear, and failure creeping into your mind have a default thought that you can use to avoid giving attention to mental poison. As soon as I feel I am entertaining thoughts of negativity I immediately begin to think about relaxing on a beach and affirm to myself that “I attract abundance to all areas of my life”. The more I try and have the feelings of being on the beach with no worries and remind myself that I am in complete control of how I feel, I immediately feel the negativity begin to melt away as I begin to focus on my new positive thought.
2. Develop the belief that you are better than you currently feel- don’t look at your weaknesses as a burden but as an opportunity to improve your self. When I find something I don’t like about my personality I don’t get down on myself for it, I just realize that now I have something I can work on to make myself better. Most importantly love and accept who you are, not who you will or should be.
3. Believe that sky’s the limit- if you have little goals you will have little success, the bigger your dreams the more potential for your possible success. Even If you think your dream is too big, strive to reach that dream, because you will end up at a better place than if you would have set your sights on a smaller goal. The trick is to really believe you can do it, this just isn’t wishful thinking. Wishful thinking never got anyone anything, you need to find out what you want and get out there and get it. If you really want that house on the beach your mind will come up with ways to help you get it.(develop faith in your self)
How to remove junk beliefs:
1. Meditate on your old belief and tell the truth about it. Now replace it with a belief that will better serve you. Meditate on it until you feel you have changed that belief.
Now when you accept these beliefs it means you will have to raise your standards and develop a strategy that will put you on the road to accomplish what you set forth. Do whatever you have to do. Read any books that will spark your interest or help you discover any distinctions that will point you in the right direction. Find a role model, a person who has already accomplished what you want. Find out what some of their beliefs, interests, body language, image, etc. is and adopt them as your own. Your role model can serve as a blue print, the goal is to cut down on the trial and error so you can get where you want faster than you ever thought possible. You can take all the qualities from all the people you admire and add your own personal touch. Just think of if it as if you are trying to build the person you want and know you can be. Thomas Edison is one of the greatest inventors in history, he was able to elaborate, modify and adapt on other peoples ideas. You don’t have torecreate the wheel just constantly be aware of any success ingredients you come across and make them part of your identity. Think of your mind as a warehouse the more you learn and store will eventually serve as an inventory for future reference, which will breed new ideas and perspectives.
Consistency is key we are all creatures of patterns and habits. In order to become the person you desire to be, start by changing your patterns. Think of all the quality traits you must possess, make a pattern which uses those traits efficiently than strive to be consistent. Consistency will develop into habits and this is key because if you fail to be consistent with your actions you will not be consistent with who you desire to be. This lack of confusion between your actions and what your mind knows you are capable of leads to tremendous amounts of stress, confusion, and even depression. Many other consequences also come from a lack of consistency.
This is why awareness of self is critical; you need to be constantly evaluating your self. Decide if the persona you are currently displaying is the reality that you want for yourself,because with enough time thats what your reality will become.
Thank you for reading my hub, I love to hear anyones opinion or suggestions. Good luck to everyone.
Tuesday, March 3, 2009
Improving Life Using Ho oponopono
It very well may be that the life experience has always been trying, but one could certainly argue that life coping is more difficult now than it's ever been. There are inherent responsibilities to any person's life, there is the need to somehow find the means to survive, and there's competition for resources. In short, life can be quite hard.
The final result from all the pressures of modern living can be a sense of feeling overwhelmed. How this sense of feeling overwhelmed is ultimately expressed can obviously vary from person to person. Some people exhibit symptoms of depression or anxiety. There are those who may hold up, so to speak, and socially withdraw as a means of stress coping. Other people attempt to cope through the use of alcohol or narcotics, sometimes to the point of developing addictions.
Clearly there are also methods for coping with life pressures that are generally thought to be positive. Physical exercise is one means for stress reduction that is often applauded. Psychological therapy is becoming more accepted in mainstream society. Having regular interaction with friends and family is typically thought to be a healthy countermeasure to unhappiness.
Another method for maintaining mental balance that is increasingly gaining notoriety is ho'oponopono. The ho'oponopono technique originated in Hawaii and has been used across generations. The method historically was used as a conflict resolution between different groups. However a newer form is now in place that allows for resolution within an individual.
This newer ho'oponopono form is a process of resolving difficulties that takes place entirely within a single person. The thinking goes that all problems and life difficulties can be traced to the individual. Keeping this in mind, involving entire groups isn't necessary as the individual alone can apply this new method: problem resolution and life difficulty can be accomplished in singular fashion.
The fact of the matter is that ho'oponopono is not yet widely known. This is beginning to change however as more people become aware of the method. Informative articles and even entire books have been written about ho'oponopono, and this information wave has served to inform additional people about the methd. This trend seems to be growing, the implication being that people who try ho'oponopono sometimes become advocates.
Though there are critics of ho'oponopono, the method itself isn't unhealthy or dangerous. The criticism of ho'oponopono centers around claims that ho'oponopono doesn't produce reliable beneficial effects, not that it's somehow toxic. Trying ho'oponopono for one's self is likely the only way to know certainly whether the method is beneficial. Short of this, any claims about ho'oponopono are simply going to be secondhand information.
The final result from all the pressures of modern living can be a sense of feeling overwhelmed. How this sense of feeling overwhelmed is ultimately expressed can obviously vary from person to person. Some people exhibit symptoms of depression or anxiety. There are those who may hold up, so to speak, and socially withdraw as a means of stress coping. Other people attempt to cope through the use of alcohol or narcotics, sometimes to the point of developing addictions.
Clearly there are also methods for coping with life pressures that are generally thought to be positive. Physical exercise is one means for stress reduction that is often applauded. Psychological therapy is becoming more accepted in mainstream society. Having regular interaction with friends and family is typically thought to be a healthy countermeasure to unhappiness.
Another method for maintaining mental balance that is increasingly gaining notoriety is ho'oponopono. The ho'oponopono technique originated in Hawaii and has been used across generations. The method historically was used as a conflict resolution between different groups. However a newer form is now in place that allows for resolution within an individual.
This newer ho'oponopono form is a process of resolving difficulties that takes place entirely within a single person. The thinking goes that all problems and life difficulties can be traced to the individual. Keeping this in mind, involving entire groups isn't necessary as the individual alone can apply this new method: problem resolution and life difficulty can be accomplished in singular fashion.
The fact of the matter is that ho'oponopono is not yet widely known. This is beginning to change however as more people become aware of the method. Informative articles and even entire books have been written about ho'oponopono, and this information wave has served to inform additional people about the methd. This trend seems to be growing, the implication being that people who try ho'oponopono sometimes become advocates.
Though there are critics of ho'oponopono, the method itself isn't unhealthy or dangerous. The criticism of ho'oponopono centers around claims that ho'oponopono doesn't produce reliable beneficial effects, not that it's somehow toxic. Trying ho'oponopono for one's self is likely the only way to know certainly whether the method is beneficial. Short of this, any claims about ho'oponopono are simply going to be secondhand information.
Are You Eating Lemons or Enjoying Lemonade?
Is your life full of lemons or lemonade?
Expressing your Inner Wizard is about seeing lemonade instead of lemons rather than making lemonade out of lemons. If you believe that your self, your environment and the world is made up of lemons then most of what you see will be - lemons! Your mind will be constantly on the look-out for lemons to prove your internal, unconscious, belief system - your Inner Critic - is RIGHT. The world is full of lemons and lemons are what you expect to get! If, however, your mindset is programmed to look out for lemonade then that's the lens through which you will view your selves, your environment and your world. This is the view of your Inner Wizard.
"When you change the way you look at things, the things you look at change." - Max Planck, Nobel Prize-winning physicist
Have you ever decided to buy a car? You've selected the exact make, model and color of the car you wish to purchase. Seemingly all of a sudden you start to see the same make, model and color of car everywhere. Until you selected that particular car you saw only a handful of them on the streets. Once you clearly identified what it is that you wanted your mind became programmed to look out for it and attract it. Just as you programmed your mind to look for a specific car, your mind is programmed on the belief system you adopted for yourself when you were very young.
Examples of 'lemon' Inner Critic beliefs include:
- I'm not smart enough.
- Rich people are jerks.
- I'm not worthy.
- The world is a dangerous place.
- Salespeople just want to rip you off.
- I'm a failure.
More often than not you're not even aware of these internal beliefs, yet they run your life! For example, if you listen to your Inner Critic and believe that rich people are jerks then you will never become, or stay, wealthy because you certainly don't want to be a jerk!
A simple belief about yourself guides a large part of your life and you probably don't even know it. This belief permeates how you view your experiences and the choices you make. The view you adopt for yourself profoundly affects the way you lead your life. It is your mindset that stops you from already being, doing and having what you want in life.
Ok, so how did you establish your internal programming, your mindset, to begin with?
At a very young age you saw, heard or felt something and gave it a meaning. More often than not you misinterpreted what you saw, heard or felt. After all, you were very young.
Think about it. I've often asked parents if they ever said or did something that their child completely misinterpreted. They all say, "Yes! Every day!"
Guess what you did as a kid! You misinterpreted a lot of what you saw and heard and made up a belief - empowered your Inner Critic - based on what you think you saw or heard.
For example, a parent or teacher could have said, "Look how smart your sister is, she got an A on her test." Your young ears hear this and take on the belief, "If I get anything less than A's I'm not smart." Unless you're a straight-A student, you go through your life thinking you're not smart." You question your judgment. You think you're not smart enough to accomplish your goals. Since your unconscious belief system is always looking to be right, you unconsciously constantly look for evidence that proves "You're not smart". You ignore, or simply do not see, any evidence that proves you are smart. So, you either block yourself from even going after certain goals because you believe that you are not smart enough to achieve them or you set yourself up for failure to prove, once again, that you are not smart enough!
By the way, your parents and teachers did not get up in the morning and deliberately figure out ways they could mess up your life. They were simply doing the best that they can. They have Inner Critics too, complete with their own set of unsupportive beliefs about themselves, their environment and the world. The choices they make are based on their own internal programming - and whether they've given their personal power over to their Inner Critic or Inner Wizard.
Many people use affirmations to reverse such Inner Critic beliefs as "I am not smart' within their thought pattern. They may look in the mirror daily and tell themselves that they are, indeed, smart. Trouble is, unless they believe that they truly are smart enough at their deepest level the "I am not smart" Inner Critic viewpoint will continue to run them.
If your conscious thoughts are not in alignment with your unconscious beliefs, your mindset, the unconscious beliefs will prevail. You bring into your life what you are wanting, your dreams and aspirations. When your conscious and unconscious beliefs are the same - in alignment - and your personal power is restored to your Inner Wizard, life becomes easy and magical. Those serendipitous and fortunate 'co-incidences' and 'out of the blue' opportunities happen frequently. Life flows smoothly - even around the bumps and twists along the way.
The good news is your internal programming can be changed. Change your thoughts to change your life. Life transformation is about seeing things in a new way. As your Guide, my job is to shine a light on how you think and make decisions, reveal your unconscious Inner Critic, work with you to remove its power and re-connect with your Inner Wizard. Returning your personal power to your Inner Wizard will create an internal belief system that will support you as you turn your dreams into reality.
Expressing your Inner Wizard is about seeing lemonade instead of lemons rather than making lemonade out of lemons. If you believe that your self, your environment and the world is made up of lemons then most of what you see will be - lemons! Your mind will be constantly on the look-out for lemons to prove your internal, unconscious, belief system - your Inner Critic - is RIGHT. The world is full of lemons and lemons are what you expect to get! If, however, your mindset is programmed to look out for lemonade then that's the lens through which you will view your selves, your environment and your world. This is the view of your Inner Wizard.
"When you change the way you look at things, the things you look at change." - Max Planck, Nobel Prize-winning physicist
Have you ever decided to buy a car? You've selected the exact make, model and color of the car you wish to purchase. Seemingly all of a sudden you start to see the same make, model and color of car everywhere. Until you selected that particular car you saw only a handful of them on the streets. Once you clearly identified what it is that you wanted your mind became programmed to look out for it and attract it. Just as you programmed your mind to look for a specific car, your mind is programmed on the belief system you adopted for yourself when you were very young.
Examples of 'lemon' Inner Critic beliefs include:
- I'm not smart enough.
- Rich people are jerks.
- I'm not worthy.
- The world is a dangerous place.
- Salespeople just want to rip you off.
- I'm a failure.
More often than not you're not even aware of these internal beliefs, yet they run your life! For example, if you listen to your Inner Critic and believe that rich people are jerks then you will never become, or stay, wealthy because you certainly don't want to be a jerk!
A simple belief about yourself guides a large part of your life and you probably don't even know it. This belief permeates how you view your experiences and the choices you make. The view you adopt for yourself profoundly affects the way you lead your life. It is your mindset that stops you from already being, doing and having what you want in life.
Ok, so how did you establish your internal programming, your mindset, to begin with?
At a very young age you saw, heard or felt something and gave it a meaning. More often than not you misinterpreted what you saw, heard or felt. After all, you were very young.
Think about it. I've often asked parents if they ever said or did something that their child completely misinterpreted. They all say, "Yes! Every day!"
Guess what you did as a kid! You misinterpreted a lot of what you saw and heard and made up a belief - empowered your Inner Critic - based on what you think you saw or heard.
For example, a parent or teacher could have said, "Look how smart your sister is, she got an A on her test." Your young ears hear this and take on the belief, "If I get anything less than A's I'm not smart." Unless you're a straight-A student, you go through your life thinking you're not smart." You question your judgment. You think you're not smart enough to accomplish your goals. Since your unconscious belief system is always looking to be right, you unconsciously constantly look for evidence that proves "You're not smart". You ignore, or simply do not see, any evidence that proves you are smart. So, you either block yourself from even going after certain goals because you believe that you are not smart enough to achieve them or you set yourself up for failure to prove, once again, that you are not smart enough!
By the way, your parents and teachers did not get up in the morning and deliberately figure out ways they could mess up your life. They were simply doing the best that they can. They have Inner Critics too, complete with their own set of unsupportive beliefs about themselves, their environment and the world. The choices they make are based on their own internal programming - and whether they've given their personal power over to their Inner Critic or Inner Wizard.
Many people use affirmations to reverse such Inner Critic beliefs as "I am not smart' within their thought pattern. They may look in the mirror daily and tell themselves that they are, indeed, smart. Trouble is, unless they believe that they truly are smart enough at their deepest level the "I am not smart" Inner Critic viewpoint will continue to run them.
If your conscious thoughts are not in alignment with your unconscious beliefs, your mindset, the unconscious beliefs will prevail. You bring into your life what you are wanting, your dreams and aspirations. When your conscious and unconscious beliefs are the same - in alignment - and your personal power is restored to your Inner Wizard, life becomes easy and magical. Those serendipitous and fortunate 'co-incidences' and 'out of the blue' opportunities happen frequently. Life flows smoothly - even around the bumps and twists along the way.
The good news is your internal programming can be changed. Change your thoughts to change your life. Life transformation is about seeing things in a new way. As your Guide, my job is to shine a light on how you think and make decisions, reveal your unconscious Inner Critic, work with you to remove its power and re-connect with your Inner Wizard. Returning your personal power to your Inner Wizard will create an internal belief system that will support you as you turn your dreams into reality.
Can You Feel Better by Enhancing Your Brainwaves of Love and Happiness?
How many love affairs have gone sour, leaving you to wonder what would have happened if you or your partner had just been more loving? How many different things have you done in your life to be happier, only to discover that they were short lasting? If you could be happier and more loving, how would that change your life?
What if you were able to actually train your brain to feel happier and more loving? Dr. Beverly Rubik has found that there are particular brainwaves associated with feelings of love and happiness, and that ordinary people can be trained to enhance these brainwaves in just one session of this new biofeedback training. Your brain is actually capable of switching into a state where happiness and love predominate. Other feelings such as gratitude, satisfaction, and enhanced awareness also frequently accompany them. When Dr. Rubik described these experiences and asked her subjects in the study to switch into each of them, this pleasant brainwave pattern shown on the screen became larger. As their feelings waxed and waned, they were able to sense the relationship between these positive feelings and the neurofeedback (brainwave biofeedback). They rated the relationships between 6 of their feelings and the neurofeedback as "strong" to "very strong", with happiness and love at the top of the ratings chart. Three feelings diminished as the brain pleasure signal became larger--disappointed, stressed, and bored.
All in all, the unique brainwaves of love and happiness brought with them a wide range of positive feelings. Furthermore, the study showed that the end of the first session the subjects were able to enhance the pleasant brainwaves very quickly when they were asked to do so. Experienced meditators were able to do even better than everyday people.
If you were able to switch these loving and happy experiences on at any moment just by finding the mental place where they already are stored, how much better would your life be? This fascinating feedback system allows you to practice flipping this mental switch and enhance your ability to experience happiness, love, and satisfaction. You can do this directly, without having to do a happiness exercise or create happy thoughts. It's just there for you when you want it. Early in your practice, if you're having trouble getting to a happy or loving feeling, the system actually helps you get there by providing DVDs and CDs that create the mood.
Imagine sitting in front of your computer with a headband or headphone on, just groovin' on a beautiful experience. The better you feel, the bigger the picture gets and the louder the sound becomes. You are soon so absorbed in the wonderful experience that the picture is as big as it can get, and your mind is filled with feelings of appreciation, gratitude, happiness and love. As you continue this very pleasant training,you learn to sustain these feelings and make them stronger each session. The switch, once elusive, is now in your grasp. When you succeed, you know it because the feedback shows you the blue bar rising, the picture getting bigger, and the sound getting louder. If you wish to be reminded to practice during the time you're not in front of the computer, there's a small timer you can put in your pocket or wear on your belt that can vibrate every few minutes to keep you experiencing love and satisfaction.
This new neurofeedback system also trains you to focus your attention and to find the optimal level of alertness--not too sleepy, not too anxious--to achieve peak performance. Single-pointed focus can also help your love life. This complete kit is designed for use by professionals doing peak performance and happiness training, as well as the home user who can navigate through a typical computer program. In fact, everything about this system is designed to be simple to use.
It's the perfect Valentine's Day gift for the couple that wants to fall deeper in love! Now you can find that "lovin' feeling" again.
What if you were able to actually train your brain to feel happier and more loving? Dr. Beverly Rubik has found that there are particular brainwaves associated with feelings of love and happiness, and that ordinary people can be trained to enhance these brainwaves in just one session of this new biofeedback training. Your brain is actually capable of switching into a state where happiness and love predominate. Other feelings such as gratitude, satisfaction, and enhanced awareness also frequently accompany them. When Dr. Rubik described these experiences and asked her subjects in the study to switch into each of them, this pleasant brainwave pattern shown on the screen became larger. As their feelings waxed and waned, they were able to sense the relationship between these positive feelings and the neurofeedback (brainwave biofeedback). They rated the relationships between 6 of their feelings and the neurofeedback as "strong" to "very strong", with happiness and love at the top of the ratings chart. Three feelings diminished as the brain pleasure signal became larger--disappointed, stressed, and bored.
All in all, the unique brainwaves of love and happiness brought with them a wide range of positive feelings. Furthermore, the study showed that the end of the first session the subjects were able to enhance the pleasant brainwaves very quickly when they were asked to do so. Experienced meditators were able to do even better than everyday people.
If you were able to switch these loving and happy experiences on at any moment just by finding the mental place where they already are stored, how much better would your life be? This fascinating feedback system allows you to practice flipping this mental switch and enhance your ability to experience happiness, love, and satisfaction. You can do this directly, without having to do a happiness exercise or create happy thoughts. It's just there for you when you want it. Early in your practice, if you're having trouble getting to a happy or loving feeling, the system actually helps you get there by providing DVDs and CDs that create the mood.
Imagine sitting in front of your computer with a headband or headphone on, just groovin' on a beautiful experience. The better you feel, the bigger the picture gets and the louder the sound becomes. You are soon so absorbed in the wonderful experience that the picture is as big as it can get, and your mind is filled with feelings of appreciation, gratitude, happiness and love. As you continue this very pleasant training,you learn to sustain these feelings and make them stronger each session. The switch, once elusive, is now in your grasp. When you succeed, you know it because the feedback shows you the blue bar rising, the picture getting bigger, and the sound getting louder. If you wish to be reminded to practice during the time you're not in front of the computer, there's a small timer you can put in your pocket or wear on your belt that can vibrate every few minutes to keep you experiencing love and satisfaction.
This new neurofeedback system also trains you to focus your attention and to find the optimal level of alertness--not too sleepy, not too anxious--to achieve peak performance. Single-pointed focus can also help your love life. This complete kit is designed for use by professionals doing peak performance and happiness training, as well as the home user who can navigate through a typical computer program. In fact, everything about this system is designed to be simple to use.
It's the perfect Valentine's Day gift for the couple that wants to fall deeper in love! Now you can find that "lovin' feeling" again.
success,happiness,selfimprovement,self-improvement,love,advice,motivation,law of attraction,inspirational,inspiration
The topic of this article has been written and spoken about so many times that you would think that you need a secret key to unlock it.
I am talking about happiness or more specifically how to obtain it.
What does happiness mean to you?
According to success coach Tony Robbins all humans beings look for two things:
1) The attainment of pleasure
2) The avoidance of pain
We live in a world where everyone is "chasing" happiness. Everyone is
"looking” for happiness.
We think that we will be happy when we get the latest car or a bigger house.
Some of us think we will be happy next year when we take our vacation.
Here is what I have learnt: Happiness Is A Choice.
That’s right; you can choose to be happy. Grandma was right when she said, "If
life gives you lemons, make lemonade."
It’s true that things happen in life that annoy us, make us sad or just make us
mad.
How you react to those situations is what is important. In any instant you can
CHOOSE to be happy. You can change your focus from what is wrong in the world
to what is right in your life.
So anytime you feel your emotional sniffles coming on, do something that makes
you happy. Think happy thoughts. Call a long lost friend. Spend time with
loved ones. Do anything that makes you happy.
Take a look at little children.
They will find any excuse to laugh, giggle and be happy. Find happy child in you.
And you will realise that Happiness is a choice.
Sounds simple, doesn’t it?
It is very easy to dismiss what I am saying because of its sheer simplicity. But life can be very easy. There are no secrets. No special VIP passes and no special back doors for the special few. I wish that you realise (just like I did) that the things that we seek and crave the most are right at our fingertips and within grasp. It is like picking a low hanging and deliciously juicy fruit.
To your Success,
Your friend,
girdhar
I am talking about happiness or more specifically how to obtain it.
What does happiness mean to you?
According to success coach Tony Robbins all humans beings look for two things:
1) The attainment of pleasure
2) The avoidance of pain
We live in a world where everyone is "chasing" happiness. Everyone is
"looking” for happiness.
We think that we will be happy when we get the latest car or a bigger house.
Some of us think we will be happy next year when we take our vacation.
Here is what I have learnt: Happiness Is A Choice.
That’s right; you can choose to be happy. Grandma was right when she said, "If
life gives you lemons, make lemonade."
It’s true that things happen in life that annoy us, make us sad or just make us
mad.
How you react to those situations is what is important. In any instant you can
CHOOSE to be happy. You can change your focus from what is wrong in the world
to what is right in your life.
So anytime you feel your emotional sniffles coming on, do something that makes
you happy. Think happy thoughts. Call a long lost friend. Spend time with
loved ones. Do anything that makes you happy.
Take a look at little children.
They will find any excuse to laugh, giggle and be happy. Find happy child in you.
And you will realise that Happiness is a choice.
Sounds simple, doesn’t it?
It is very easy to dismiss what I am saying because of its sheer simplicity. But life can be very easy. There are no secrets. No special VIP passes and no special back doors for the special few. I wish that you realise (just like I did) that the things that we seek and crave the most are right at our fingertips and within grasp. It is like picking a low hanging and deliciously juicy fruit.
To your Success,
Your friend,
girdhar
Monday, March 2, 2009
Ways to Earn money online
" Work from Home" - "Earn money online " are the most popular terms searched on the net. Every body is looking for an extra income, an income which can be earned in our free time. Most of the people in India have a Computer and internet connection at home and are searching for ways to earn money online. This paves way to scammers and fraudsters to take advantage and make money. We have some millions of websites on net which cliam to provide ways to earn money online. However 90% of these websites are proven as scam.
Scamsters always come up with new ideas and schemes. If making money was really so easy, wouldn't everyone just do this and nothing else.
Here are few options to earn money online. I categorized these options into 5 sections .
Section 1 : Google Adsense
Section 2 : Alternate Programs for Google Adsense
Section 3 : Paid for blogging programs
Section 4 : Paid to read Emails
Section 5 : Paid to answer surverys
Section I : Google Adsense
What is Google Adsense ?
Google Adsense is the program that can give you advertising revenue from each page on your website with a minimal investment of time and no need for additional resources. Even if your website is just for information purposes, you can still use google adsense and make decent money or just get funds to maintain your website. Adsense has become so popular now a days and people are creating websites only to place google ads.
How does Google Adsense work ?
When you open your gmail account, you might have noticed ads on the right side of the page. When you visit some websites, you might notice google ads on that page. So when you create a website you can create a Google Adsense account and place the code in your page. Once your account is approved, Google will start displaying Ads on your website. When ever some visitors click these ads, you will be paid for that click. So with a minimum investment you can start earning money. Some people might not be able to host their own website. There is also another free option. You can create a blog which is free and place Google Ads in your blog. The most striking feature of this program is the ads are very relevant to the page content. For example if you are creating a site related to computers, Google will display computer Ads. This way we can get more clicks .
Google generates income by charging the website owners who give ads. Advertisers are also happy because their ads will be displayed on more websites other than google.
How much Can I earn per click ?
Google does not say how much you can earn per click.
Adsense earning = Impression count * click thru rate * cost per click * pricing factor.
The first thing you have to do is make sure there are more visitors to your site and select a topic which is more favourable.
Tips to get your Adsense account approved :
Late 2008 Google became very strict in reviewing the adsense applications. Mostly Asian and african accounts are scrutenized more as more click frauds are generated from these regions.
Create your own content. Do not copy the content from any other website.
Make sure your site has enough content. Atleast 15 pages with relevant content. So make sure that you select a topic on which you have good knowledge and are able to post more thoughts.
Select topics which can generate more clicks. For ex: people search for mp3, sex, jobs, computers etc. Also choose a topic which can generate more cost per click. For example a topic related to Computers or electronics can generate more cost per click value than a topic on tea or candles or matchsticks.
Make sure that the page layout looks good. Google makes sure that the website looks good and easy to navigate.
For more information on Google Adsense,
Visit : http://www.linkreducer.com/GECMARHD4461
Section II : Alternate programs for Google Adsense :
Alternatives for Google Adsense :
For any reasons if your adsense account is rejected, you can try other alternatives for google adsense.
1) AdBrite : http://www.linkreducer.com/YYNQYFKO4463
AdBrite is one of the best alternatives for Adsense program. However the Ads are comparatively low. You can use text ads and banner ads. You can also use full-page ads and inline ads. One good thing about this program is the option to display different ads network in the same ad zone. You can set a price limit. For example, you have AdBrite ads and Bidvertiser ads on the same page and if the ad value of Adbrite is less than Bidvertiser, then AdBrite will display ads from Bidvertiser. In that case your site will display ads which has the highest value. In both cases you are benefited. The payment is made on monthly basis and the default minimum check amount is $100. However you can set the minimum payout as low as $5.
2) Bidvertiser : http://www.linkreducer.com/EPVDFMPD4464
Bidvertiser is another good alternate for Adsense. Bidvertiser displays a variety of ads. The most striking feature of this program is the anti click fraud system. If there are any clicks from the same IP continuously, then the software can detect it and disable the clicks from that IP. This will help the bloggers to save their account from getting terminated. In other networks if some one wants to ban your account then they can click on your ads repeatedly. The payment is made on monthly basis
3) Yahoo Publisher Network : http://www.linkreducer.com/PNHRJXDP4465
This program is still running in Beta version. It is still not available for international users and also takes time to review your application. However if your account is approved, then YPN is a very good program.
I found this site while googling which has information of these adsense alternate programs . you can check this site : http://www.linkreducer.com/BKNJIRHM4466
Ways to increase traffic to your site :
After your account is approved in Google Adsense or any other Ad program, the next step is to see that your website gets more viewers and clicks. You cannot click on your own ads and you cannot ask your friends to click on the ads as that clicks can count to 50 -100 only. However, if you want a regular income, you have to make sure that you have genuine visitors and genuine clicks. For that you have to select a good topic which will create interest in viewers and also get clicks.
To increase traffic to your website and to increase your page rank and page views
1) More Content : More content will attract more traffic. So make sure that your website or blog has decent amount of related content. This will also help in increasing your page rank and page views from the search engines.
2) Design & Layout : The design and layout should look good and easily navigable. Most search engines mark down your site if the site is not easily navigable.
3) Yahoo Answers : Login to Yahoo answers and answer any questions related to your topic and add your link in the signature. When the viewers read your solution they get confidence in you and will definitely go to your website.
4) Post comments : Visit other websites or blogs related to your site topic and post comments and put your site link in the signature.
5) Visit Forums : Visit the forums related to your topic and post some comments or answers the questions and post your weblinks there.
6) Free Classifieds : There are free classified sites on the net. You can post your site in these classifieds.
There are n number of ways to increase the site traffic. I found a good site on net which has 75 ways to increase your site traffic . You can go through this site :
http://www.linkreducer.com/WLCCZDQQ4468
Section III : Paid for blogging programs :
The second option to earn money online with blogging is paid to blogging programs. You can earn money by posting reviews on products, websites and services you love.
Advertisers view blogs as a publishing platform to produce content which reaches search engines and potential customers. Advertisers want more exposure for their websites or businesses and with paid blogging option they can increase their site traffic and improve their business.
To join in any of these paid blogging networks, sign up for these paid blogging networks and give your blog url. once your blog is approved, you will get the blogging offers in your email. You can also check the marketplace and choose a blogging offer. Once you select the blogging offer , publish your post and give the blog url to the network. Once your post is approved, you will be paid for the post.
Here is a list of some paid blogging networks :
1) Pay per post : http://payperpost.com/
2) Review Me : http://www.reviewme.com/
3) Pay u to blog : http://www.payu2blog.com/
4) Smorty : http://www.smorty.com/
5) Sponsored Reviews : http://www.sponsoredreviews.com/
I have found a good site while googling on the net which has detailed information about all these paid blogging networks . You can check this site : http://www.doshdosh.com/a-definitive-list-of-paid-blogging-websites/
You can also check this site : http://www.websiteaz.com/blog/-2-2-2-2-2-2-2-2-2/15-of-the-best-paid-blogging-networks/2007/08/30/
Some networks allows blog which are 3 months old. Please go through the terms and conditions before signing for the networks.
Section IV : Paid to read Emails
One more option to earn money is paid to read emails. Once you sign up to these sites, they will send some ads to your email. You get paid once you open the email and go to that link.
However there is one drawback. Generally there is a minimum payout amount and we get very less amount per email. so it will take 3-6 months to get a minimum amount. More over there are many sites which says they will pay for emails but turn out to be spam. I do not have much information about these sites. If you want to check the genuinity of any site, you can go to google and type the site name + scam and click search. Google will display the results which will show if the site is genuine or scam.
For example Rupeemail is a paid to read email program. Once you register in that site, they will send ads to your email. You will get 0.25 - 1.00 depending on the Ad. One good thing about this site is it gives us a unique code. So you can open the emails which has that unique code which will protect you from spam. Initially they send 1 or 2 mails in a week and the minimum payout is 200rs. So to get 200rs it will take 4-6 months.
one option is you can refer friends and that way your account will be credited with some amount.
You can register at Rupeemail at this link : http://www.rupeemail.in/rupeemail/invite.do?in=MjE5MDQyJSMlNGM4eVE3RWpuYngwNllndENoTWRTbGFXVA==
Section V : Paid to answer surveys :
Another option to earn money is Paid to answer surveys. Sign in to the website and answer the surveys and you will get paid for the surveys. There are many websites which provide these surveys. However 90% are found as scam. So be careful while signing up for survey sites
Out of all these programs, Google Adsense is a best one and Paid for blogging programs also give you a lot for your time and interest.
Please provide your valuable feedback / comments.
Keep smiling always . Check this blog for funny jokes :
http://keepsmiling123.blogspot.com/
Ways to Earn money online :
http://hubpages.com/hub/ways2earnmoney-online
Scamsters always come up with new ideas and schemes. If making money was really so easy, wouldn't everyone just do this and nothing else.
Here are few options to earn money online. I categorized these options into 5 sections .
Section 1 : Google Adsense
Section 2 : Alternate Programs for Google Adsense
Section 3 : Paid for blogging programs
Section 4 : Paid to read Emails
Section 5 : Paid to answer surverys
Section I : Google Adsense
What is Google Adsense ?
Google Adsense is the program that can give you advertising revenue from each page on your website with a minimal investment of time and no need for additional resources. Even if your website is just for information purposes, you can still use google adsense and make decent money or just get funds to maintain your website. Adsense has become so popular now a days and people are creating websites only to place google ads.
How does Google Adsense work ?
When you open your gmail account, you might have noticed ads on the right side of the page. When you visit some websites, you might notice google ads on that page. So when you create a website you can create a Google Adsense account and place the code in your page. Once your account is approved, Google will start displaying Ads on your website. When ever some visitors click these ads, you will be paid for that click. So with a minimum investment you can start earning money. Some people might not be able to host their own website. There is also another free option. You can create a blog which is free and place Google Ads in your blog. The most striking feature of this program is the ads are very relevant to the page content. For example if you are creating a site related to computers, Google will display computer Ads. This way we can get more clicks .
Google generates income by charging the website owners who give ads. Advertisers are also happy because their ads will be displayed on more websites other than google.
How much Can I earn per click ?
Google does not say how much you can earn per click.
Adsense earning = Impression count * click thru rate * cost per click * pricing factor.
The first thing you have to do is make sure there are more visitors to your site and select a topic which is more favourable.
Tips to get your Adsense account approved :
Late 2008 Google became very strict in reviewing the adsense applications. Mostly Asian and african accounts are scrutenized more as more click frauds are generated from these regions.
Create your own content. Do not copy the content from any other website.
Make sure your site has enough content. Atleast 15 pages with relevant content. So make sure that you select a topic on which you have good knowledge and are able to post more thoughts.
Select topics which can generate more clicks. For ex: people search for mp3, sex, jobs, computers etc. Also choose a topic which can generate more cost per click. For example a topic related to Computers or electronics can generate more cost per click value than a topic on tea or candles or matchsticks.
Make sure that the page layout looks good. Google makes sure that the website looks good and easy to navigate.
For more information on Google Adsense,
Visit : http://www.linkreducer.com/GECMARHD4461
Section II : Alternate programs for Google Adsense :
Alternatives for Google Adsense :
For any reasons if your adsense account is rejected, you can try other alternatives for google adsense.
1) AdBrite : http://www.linkreducer.com/YYNQYFKO4463
AdBrite is one of the best alternatives for Adsense program. However the Ads are comparatively low. You can use text ads and banner ads. You can also use full-page ads and inline ads. One good thing about this program is the option to display different ads network in the same ad zone. You can set a price limit. For example, you have AdBrite ads and Bidvertiser ads on the same page and if the ad value of Adbrite is less than Bidvertiser, then AdBrite will display ads from Bidvertiser. In that case your site will display ads which has the highest value. In both cases you are benefited. The payment is made on monthly basis and the default minimum check amount is $100. However you can set the minimum payout as low as $5.
2) Bidvertiser : http://www.linkreducer.com/EPVDFMPD4464
Bidvertiser is another good alternate for Adsense. Bidvertiser displays a variety of ads. The most striking feature of this program is the anti click fraud system. If there are any clicks from the same IP continuously, then the software can detect it and disable the clicks from that IP. This will help the bloggers to save their account from getting terminated. In other networks if some one wants to ban your account then they can click on your ads repeatedly. The payment is made on monthly basis
3) Yahoo Publisher Network : http://www.linkreducer.com/PNHRJXDP4465
This program is still running in Beta version. It is still not available for international users and also takes time to review your application. However if your account is approved, then YPN is a very good program.
I found this site while googling which has information of these adsense alternate programs . you can check this site : http://www.linkreducer.com/BKNJIRHM4466
Ways to increase traffic to your site :
After your account is approved in Google Adsense or any other Ad program, the next step is to see that your website gets more viewers and clicks. You cannot click on your own ads and you cannot ask your friends to click on the ads as that clicks can count to 50 -100 only. However, if you want a regular income, you have to make sure that you have genuine visitors and genuine clicks. For that you have to select a good topic which will create interest in viewers and also get clicks.
To increase traffic to your website and to increase your page rank and page views
1) More Content : More content will attract more traffic. So make sure that your website or blog has decent amount of related content. This will also help in increasing your page rank and page views from the search engines.
2) Design & Layout : The design and layout should look good and easily navigable. Most search engines mark down your site if the site is not easily navigable.
3) Yahoo Answers : Login to Yahoo answers and answer any questions related to your topic and add your link in the signature. When the viewers read your solution they get confidence in you and will definitely go to your website.
4) Post comments : Visit other websites or blogs related to your site topic and post comments and put your site link in the signature.
5) Visit Forums : Visit the forums related to your topic and post some comments or answers the questions and post your weblinks there.
6) Free Classifieds : There are free classified sites on the net. You can post your site in these classifieds.
There are n number of ways to increase the site traffic. I found a good site on net which has 75 ways to increase your site traffic . You can go through this site :
http://www.linkreducer.com/WLCCZDQQ4468
Section III : Paid for blogging programs :
The second option to earn money online with blogging is paid to blogging programs. You can earn money by posting reviews on products, websites and services you love.
Advertisers view blogs as a publishing platform to produce content which reaches search engines and potential customers. Advertisers want more exposure for their websites or businesses and with paid blogging option they can increase their site traffic and improve their business.
To join in any of these paid blogging networks, sign up for these paid blogging networks and give your blog url. once your blog is approved, you will get the blogging offers in your email. You can also check the marketplace and choose a blogging offer. Once you select the blogging offer , publish your post and give the blog url to the network. Once your post is approved, you will be paid for the post.
Here is a list of some paid blogging networks :
1) Pay per post : http://payperpost.com/
2) Review Me : http://www.reviewme.com/
3) Pay u to blog : http://www.payu2blog.com/
4) Smorty : http://www.smorty.com/
5) Sponsored Reviews : http://www.sponsoredreviews.com/
I have found a good site while googling on the net which has detailed information about all these paid blogging networks . You can check this site : http://www.doshdosh.com/a-definitive-list-of-paid-blogging-websites/
You can also check this site : http://www.websiteaz.com/blog/-2-2-2-2-2-2-2-2-2/15-of-the-best-paid-blogging-networks/2007/08/30/
Some networks allows blog which are 3 months old. Please go through the terms and conditions before signing for the networks.
Section IV : Paid to read Emails
One more option to earn money is paid to read emails. Once you sign up to these sites, they will send some ads to your email. You get paid once you open the email and go to that link.
However there is one drawback. Generally there is a minimum payout amount and we get very less amount per email. so it will take 3-6 months to get a minimum amount. More over there are many sites which says they will pay for emails but turn out to be spam. I do not have much information about these sites. If you want to check the genuinity of any site, you can go to google and type the site name + scam and click search. Google will display the results which will show if the site is genuine or scam.
For example Rupeemail is a paid to read email program. Once you register in that site, they will send ads to your email. You will get 0.25 - 1.00 depending on the Ad. One good thing about this site is it gives us a unique code. So you can open the emails which has that unique code which will protect you from spam. Initially they send 1 or 2 mails in a week and the minimum payout is 200rs. So to get 200rs it will take 4-6 months.
one option is you can refer friends and that way your account will be credited with some amount.
You can register at Rupeemail at this link : http://www.rupeemail.in/rupeemail/invite.do?in=MjE5MDQyJSMlNGM4eVE3RWpuYngwNllndENoTWRTbGFXVA==
Section V : Paid to answer surveys :
Another option to earn money is Paid to answer surveys. Sign in to the website and answer the surveys and you will get paid for the surveys. There are many websites which provide these surveys. However 90% are found as scam. So be careful while signing up for survey sites
Out of all these programs, Google Adsense is a best one and Paid for blogging programs also give you a lot for your time and interest.
Please provide your valuable feedback / comments.
Keep smiling always . Check this blog for funny jokes :
http://keepsmiling123.blogspot.com/
Ways to Earn money online :
http://hubpages.com/hub/ways2earnmoney-online
Earn money to post reviews
In my earlier blog I have posted about different online options to earn money which includes Google Adsense, Alternate programs for Adsense, Paid for blogging sites etc
While googling I have found few more money making ideas. We get paid to write reviews on different products. We can post our reviews on any product and get paid depending on our review.
I have posted paid for blogging programs in my earlier post. However for a paid blogging program we have to register our blog and satisfy the requirement criteria. The blog should be 90 days old and blog should contain 10-20 posts. These reviews programs does not need any blog. These programs are for people who does not have a website or blog. Still we can earn money by simply writing our views and experience on different products.
Share your views and earn money at CIAO
CIAO is an online community which critically reviews and rates millions of products and services. Customers can review the products or services before purchasing them.
We can share our opinions on the millions of products and earn money.
As soon as your ciao account is activated you can logon and select any product and write your review. Reviews of the products will be rewarded with a small cash payment when a member rates your review as " helpful", "Very helpful" or " exceptional" . So to numerous good ratings, write high quality reviews about the products. Payment depends on the rating. Some times you may get 1 cent for 1 rating or 2 or 3 cents per rating.
If you are the first person to write the review on a product then you will be paid twice. For more information you can read the FAQ section at this link :
http://www.linkreducer.com/DQPBLAKR4459
Keep smiling always.. Check this blog for funny jokes
http://www.linkreducer.com/KIANYJIQ4460
While googling I have found few more money making ideas. We get paid to write reviews on different products. We can post our reviews on any product and get paid depending on our review.
I have posted paid for blogging programs in my earlier post. However for a paid blogging program we have to register our blog and satisfy the requirement criteria. The blog should be 90 days old and blog should contain 10-20 posts. These reviews programs does not need any blog. These programs are for people who does not have a website or blog. Still we can earn money by simply writing our views and experience on different products.
Share your views and earn money at CIAO
CIAO is an online community which critically reviews and rates millions of products and services. Customers can review the products or services before purchasing them.
We can share our opinions on the millions of products and earn money.
As soon as your ciao account is activated you can logon and select any product and write your review. Reviews of the products will be rewarded with a small cash payment when a member rates your review as " helpful", "Very helpful" or " exceptional" . So to numerous good ratings, write high quality reviews about the products. Payment depends on the rating. Some times you may get 1 cent for 1 rating or 2 or 3 cents per rating.
If you are the first person to write the review on a product then you will be paid twice. For more information you can read the FAQ section at this link :
http://www.linkreducer.com/DQPBLAKR4459
Keep smiling always.. Check this blog for funny jokes
http://www.linkreducer.com/KIANYJIQ4460
Talk to people and earn money
Talk to people and earn money. Seems very interesting, right? Yes, Indeed it is. This is a very good program where you participate in discussions and earn money. This program is MyLot.
How MyLot works ?
MyLot is an online community where you can make friends from all over the world. Register at MyLot and start participating in the discussions. You can start a discussion or you can respond any discussion. You can choose any topic like " What toothpaste do you use?" or " Which is the best laptop?" Post 3-4 sentences and you will be paid for the posts. The earning are from $0.01 to $0.25 depending on the quality of your posts. The good thing is you can get answers for any questions. If you have any problems with any thing, you can seek advises from people around the world.
How MyLot works ?
MyLot is an online community where you can make friends from all over the world. Register at MyLot and start participating in the discussions. You can start a discussion or you can respond any discussion. You can choose any topic like " What toothpaste do you use?" or " Which is the best laptop?" Post 3-4 sentences and you will be paid for the posts. The earning are from $0.01 to $0.25 depending on the quality of your posts. The good thing is you can get answers for any questions. If you have any problems with any thing, you can seek advises from people around the world.
Earn money even from Scam sites
There are many paid to click sites called PTC sites. These sites pay you for clicking Ads and viewing Ads. However almost 90 % of these sites are Scam. Some PTC sites pay you in the beginning and later turn out to be a scam. It is very difficult to find which site is a genuine site and which is a scam. However Good news is here. GPT bank is the solution for this. With GPT bank you can earn money even from scam sites.
How GPT Bank works ?
Register in GPT Bank and join PTC sites with GPT Bank's reference. Once you start clicking Ads in the PTC sites you will get some amount in your account. As you have joined under GPT bank, GPT bank will receive money for your clicks. This amount is shared with all the members. So you get 100% from the PTC site and 70% from GPT bank. So you are earning 170% from your efforts.
Advantages with GPT bank :
Generally when we join any PTC site, it will take more than 1 month to reach the minimum payout and at that time if we come to know that the site is a scam, it is very disgusting. However GPT bank has so many referrals and it can reach the minimum daily. So they will request their payout and we can know within 3-5 days that a site is scam. GPT bank will list the site in scam list so we can be away from that site. New PTCs are added into their list and scam sites are moved into scam list.
How GPT Bank works ?
Register in GPT Bank and join PTC sites with GPT Bank's reference. Once you start clicking Ads in the PTC sites you will get some amount in your account. As you have joined under GPT bank, GPT bank will receive money for your clicks. This amount is shared with all the members. So you get 100% from the PTC site and 70% from GPT bank. So you are earning 170% from your efforts.
Advantages with GPT bank :
Generally when we join any PTC site, it will take more than 1 month to reach the minimum payout and at that time if we come to know that the site is a scam, it is very disgusting. However GPT bank has so many referrals and it can reach the minimum daily. So they will request their payout and we can know within 3-5 days that a site is scam. GPT bank will list the site in scam list so we can be away from that site. New PTCs are added into their list and scam sites are moved into scam list.
How to Take Action With the Law of Attraction
When you begin working with the Law of Attraction more proactively, you may wonder whether you need to take physical action in addition to your mental and emotional exercises. The answer to this will vary depending upon who you ask.
There are those who claim that no action is needed; just directing the right frequency of thought and emotion toward a desired outcome is enough. Then there are those who believe that action is always required, because action is the medium through which all wants are manifested.
In my experience, it can undoubtedly work both ways. Depending on the circumstances, you might possibly find yourself needing to take certain measures toward your goals.
Here is an uncomplicated process to help you know for sure:
Take care of the intimate work first. Focus on getting your thoughts, emotions, beliefs and expectations centered with what you want. Don’t worry about “how” it’s going to happen, just focus on putting forth the right frequency of energy to attract it. You can do this by meditating, imagining, affirming, and making a vision board, and so on.
Completely let go. Once you are in alignment with your yearnings, turn it over to the cosmos. Don’t fret about whether it will arrive, or put yourself in a panic trying to come up with a plan. Take a step back from it and let it build for a little while. The amount of time is up to you, but I recommend no less than a week or two.
Tune into your intuition. During this release period, turn your attention inward regularly. Tap into your intuition and find out if there is something you can do to bring this yearning into your life. You may or may not receive any insights about it. If you do feel a hunch or nudge to do something specific, by all means go for it. If not, simply pay attention for any opportunities that might appear later. Don’t try to force or hurry the process along, because you’ll most likely end up causing more interruptions. These things have a tendency of appearing at exactly the right time, no matter how we try to interfere!
The fact is there is no right way or wrong way to use the Law of Attraction. Interestingly, the way it works usually seems to correlate with your beliefs.
If you believe you have to take action to attract your desires, guess what? You probably will. Likewise, if you believe that action is not required, the cosmos will find a way to deliver your desires without any extra exertion on your part.
However, there are instances when you will be prompted to take action even if you originally didn’t believe you’d have to do so. When this occurs, simply follow where your heart takes you. The actions you are urged to take will ALWAYS be in your best interest, and they will usually be quite enjoyable! Discover how to trust your intuition for assistance whenever you want to attract something, and you will be guided on how to get it as fast and easily as possible - whatever that may involve.
There are those who claim that no action is needed; just directing the right frequency of thought and emotion toward a desired outcome is enough. Then there are those who believe that action is always required, because action is the medium through which all wants are manifested.
In my experience, it can undoubtedly work both ways. Depending on the circumstances, you might possibly find yourself needing to take certain measures toward your goals.
Here is an uncomplicated process to help you know for sure:
Take care of the intimate work first. Focus on getting your thoughts, emotions, beliefs and expectations centered with what you want. Don’t worry about “how” it’s going to happen, just focus on putting forth the right frequency of energy to attract it. You can do this by meditating, imagining, affirming, and making a vision board, and so on.
Completely let go. Once you are in alignment with your yearnings, turn it over to the cosmos. Don’t fret about whether it will arrive, or put yourself in a panic trying to come up with a plan. Take a step back from it and let it build for a little while. The amount of time is up to you, but I recommend no less than a week or two.
Tune into your intuition. During this release period, turn your attention inward regularly. Tap into your intuition and find out if there is something you can do to bring this yearning into your life. You may or may not receive any insights about it. If you do feel a hunch or nudge to do something specific, by all means go for it. If not, simply pay attention for any opportunities that might appear later. Don’t try to force or hurry the process along, because you’ll most likely end up causing more interruptions. These things have a tendency of appearing at exactly the right time, no matter how we try to interfere!
The fact is there is no right way or wrong way to use the Law of Attraction. Interestingly, the way it works usually seems to correlate with your beliefs.
If you believe you have to take action to attract your desires, guess what? You probably will. Likewise, if you believe that action is not required, the cosmos will find a way to deliver your desires without any extra exertion on your part.
However, there are instances when you will be prompted to take action even if you originally didn’t believe you’d have to do so. When this occurs, simply follow where your heart takes you. The actions you are urged to take will ALWAYS be in your best interest, and they will usually be quite enjoyable! Discover how to trust your intuition for assistance whenever you want to attract something, and you will be guided on how to get it as fast and easily as possible - whatever that may involve.
How to Adapt To Change By Meditation
Adjusting to any kind of transformation in your life can be very nerve-wracking. The one thing I have realized is when it comes to any kind of transformation is to keep it on a positive level. To do that I stay calm by meditating and keep it all in focus. I was talking to a friend about how I was very apprehensive about a change I would soon have to make in my life. She told me that almost over twenty years ago she had bought a brand new car and it was parked in an alley near her house.
She exited her house just at that moment she saw an old VW bus scrape the front fender of her car. As she continued to tell me what occurred she informed me she was trying to stay calm and realized she had to meditate and get centered on the situation. She went on to tell me that the driver stepped out of his car, threw his hat on the ground, and then hung his head, holding it in his hands. She realized that he clearly didn’t have the money to pay for the damage to her car and he almost started to cry.
My friend still meditating to keep things in perspective approached the man and you could tell he was very anxious and expected her to say something like: What an idiot, Can you not see, or just something so mean that he would just feel terrible. As she approached the man she simply said don’t worry about the scrape and to have a nice day. He could not believe what he was hearing. He began to cry tears of happiness and wrapped his arms around my friend. He then ran to his wife who was in the car wondering what they were going to do and he wrapped his arms around his wife and introduced her to my friend.
As they were chatting my friend informed them how she used meditation to keep as relaxed as possible because she had short fuse in the past that presented her with a lot of problems. The couple and my friend became the best of friends. Here it is 20 years later and the man has since passed away and his wife is in a home for the elderly my friend still visits the woman weekly and still talks about the day they had met.
Using meditation will certainly help you think about the situation you are in and to not act on a whim, but to deal with whatever predicament it is you are in so you will behave properly. After my friend and I talked I considered how I could adapt to the change I would have to make by optimistic thinking and could make a bad situation into something that will have a very special meaning in my life. After our conversation I went home and began using meditation to relax myself and now I feel more positive about me and my life.
She exited her house just at that moment she saw an old VW bus scrape the front fender of her car. As she continued to tell me what occurred she informed me she was trying to stay calm and realized she had to meditate and get centered on the situation. She went on to tell me that the driver stepped out of his car, threw his hat on the ground, and then hung his head, holding it in his hands. She realized that he clearly didn’t have the money to pay for the damage to her car and he almost started to cry.
My friend still meditating to keep things in perspective approached the man and you could tell he was very anxious and expected her to say something like: What an idiot, Can you not see, or just something so mean that he would just feel terrible. As she approached the man she simply said don’t worry about the scrape and to have a nice day. He could not believe what he was hearing. He began to cry tears of happiness and wrapped his arms around my friend. He then ran to his wife who was in the car wondering what they were going to do and he wrapped his arms around his wife and introduced her to my friend.
As they were chatting my friend informed them how she used meditation to keep as relaxed as possible because she had short fuse in the past that presented her with a lot of problems. The couple and my friend became the best of friends. Here it is 20 years later and the man has since passed away and his wife is in a home for the elderly my friend still visits the woman weekly and still talks about the day they had met.
Using meditation will certainly help you think about the situation you are in and to not act on a whim, but to deal with whatever predicament it is you are in so you will behave properly. After my friend and I talked I considered how I could adapt to the change I would have to make by optimistic thinking and could make a bad situation into something that will have a very special meaning in my life. After our conversation I went home and began using meditation to relax myself and now I feel more positive about me and my life.
The greatest accomplishment of Jose Rizal
About 111 years ago in the grounds of Luneta Manila, Spanish authorities shot a man. A man who was about to change the course of Philippine history, a man we know today as Jose Rizal. At the end of the year we are always asked to remember the death anniversary of the greatest Filipino that ever lived.
What was the reason why Jose Rizal was chosen as our national hero ? What is the greatest legacy that he gave to the Filipino people ? Majority of Filipinos believed that Jose Rizal become a national hero because of his example and his writings that greatly influenced most of our revolutionary leaders. However there are those who believe that he should only be declared a hero not “The national hero.” Majority of Filipinos also believe that the greatest legacy that he gave to the Filipino people was his patriotism and his love for his country.
Years ago when I was taking up the required “Rizal” course in college, I was so amazed by the story of Jose Rizal that I went through Zaide’s book on Rizal in just one day. I consider Jose Rizal is one of my “Role models.” When I went to Manila, I made sure that I could visit the actual grounds where Rizal was shot. Contrary to what others believe, Rizal was not shot where the Rizal shrine in Luneta stands. The actual place where he was shot is several meters away from the shrine. As you approach the area you can see a sign that says that the place is “hollowed ground.” and it truly is for me. After we took the bar exams, I went with my family to Enchanted Kingdom. I also saw this as an oppurtunity to visit nearby Calamba, Laguna, Rizal’s home. Hopefully, I hope to visit his place of exile in Dapitan someday. Reading so much about Rizal, being to the places where he has been, and watching so many Rizal movies, I cannot help but ask myself, how could a somebody who lived only 34 years of his life make a huge difference in this world, not only in his country but globally as well ?
It is my personal belief that Jose Rizal’s greatest legacy is a life that is full of meaning and purpose. Even if he lived for only 34 years, he accomplished so much because he had a vision in his mind and a mission in his heart. The strength and intensity of such mission and vision translated into action. That is why he did not waste any time in trivial matters. Rather he devoted all of his time to live out his mission and accomplish his vision.
The proper question that each and everyone of us should be asking is, Will our lives truly matter? Can we honestly say to ourselves that we have lived a life of purpose and meaning ? If we fail to answer this question positively, then would to God that he would grant us a personal vision and mission for our lives so that we might not waste our time on trivial things. If we do this, we might be able to live the kind of life that Jose Rizal did, leaving a legacy for other to follow. Just like Jose Rizal, leaving a legacy is I believe, my “higher calling.
What was the reason why Jose Rizal was chosen as our national hero ? What is the greatest legacy that he gave to the Filipino people ? Majority of Filipinos believed that Jose Rizal become a national hero because of his example and his writings that greatly influenced most of our revolutionary leaders. However there are those who believe that he should only be declared a hero not “The national hero.” Majority of Filipinos also believe that the greatest legacy that he gave to the Filipino people was his patriotism and his love for his country.
Years ago when I was taking up the required “Rizal” course in college, I was so amazed by the story of Jose Rizal that I went through Zaide’s book on Rizal in just one day. I consider Jose Rizal is one of my “Role models.” When I went to Manila, I made sure that I could visit the actual grounds where Rizal was shot. Contrary to what others believe, Rizal was not shot where the Rizal shrine in Luneta stands. The actual place where he was shot is several meters away from the shrine. As you approach the area you can see a sign that says that the place is “hollowed ground.” and it truly is for me. After we took the bar exams, I went with my family to Enchanted Kingdom. I also saw this as an oppurtunity to visit nearby Calamba, Laguna, Rizal’s home. Hopefully, I hope to visit his place of exile in Dapitan someday. Reading so much about Rizal, being to the places where he has been, and watching so many Rizal movies, I cannot help but ask myself, how could a somebody who lived only 34 years of his life make a huge difference in this world, not only in his country but globally as well ?
It is my personal belief that Jose Rizal’s greatest legacy is a life that is full of meaning and purpose. Even if he lived for only 34 years, he accomplished so much because he had a vision in his mind and a mission in his heart. The strength and intensity of such mission and vision translated into action. That is why he did not waste any time in trivial matters. Rather he devoted all of his time to live out his mission and accomplish his vision.
The proper question that each and everyone of us should be asking is, Will our lives truly matter? Can we honestly say to ourselves that we have lived a life of purpose and meaning ? If we fail to answer this question positively, then would to God that he would grant us a personal vision and mission for our lives so that we might not waste our time on trivial things. If we do this, we might be able to live the kind of life that Jose Rizal did, leaving a legacy for other to follow. Just like Jose Rizal, leaving a legacy is I believe, my “higher calling.
Sunday, March 1, 2009
What Does RICH Mean To You?
Have you ever been asked that question?
I was!
Back in 1979 while doing a “pressure cooker” course on selling with an insurance company!
I wondered how relevant that question was, considering my personal and financial situation at the time.
No wife!
No job!
I was a solo dad with three children, one of them a baby less than a year old.
“You must be kidding”, I thought to myself at the time!
What relevance can that have to me learning to sell insurance policies?
How naive I was!
The course that followed had an unbelievably positive and a life changing effect on me. Although it only took affect several years later. The seed had been sown!
You’re probably saying to yourself, “How can a course on selling life insurance have that much effect on anyone?”
Well that Insurance Company was the one created by W Clement Stone.
I found the course to be very challenging, because in New Zealand at that time we weren’t really aware of the “Hype” that Americans used to motivate their workers to perform at their optimum. It pleases me each time I think about it now, to know that I passed, top of the class and received a book as a reward, this book was already a best seller, but I’d never heard of it.
Success Through a Positive Mental Attitude, of which W Clement Stone was co-author with Napoleon Hill. They shared their secrets on becoming wealthy and having a healthy, productive lifestyle, utilising the power of a "positive mental attitude". Sadly my motivation and my persistence waned and I stopped selling insurance.
I kept all the information, studies and the book I had won.
The “BOOK” Success Through a Positive Mental Attitude, which I never opened or read for probably 3 years.
However I did continue two very positive things! I continued to read on a daily basis some of his quotes and I even put them on the wall. My two
favourites were;
“Success is achieved and maintained by those who try and keep trying” and
“Whatever the mind of man can conceive and believe, it can achieve”.
The second thing and the one which I believed the most important was “Goal Setting” I enjoyed the challenge and had learned enough during the course to
realise its long term value.
Life began to take several steps in the right direction not major ones, but positive ones.
Several important things happened in my life over the next 12 years.
Around 1981-2 I began reading, Through a Positive Mental Attitude,
I applied so many of their ideas and formulae, and by 1992 mine and my families life had completely turned around, this included a wonderful wife and two more children and a list of goals I had made in 1986 after father passed away, became a reality.
I had arrived finally, or so I thought, and was ready to respond to the question that still continued to bother me after all those years.
What Does RICH Mean To You?
I had some answers!
That’s what I believed anyway!
1 - " A consistent income created from hard work
2 - " A healthy family
3 - " A loving wife and loving children
4 - "A nice car
5 - " A great holidays
There are other things, but they are either directly or indirectly related to the above list.
Even now when I look at that list it seems to have “hit the nail on the head”.
Then within three years it all slowly began to fall apart, business wise, thankfully not family wise our “Polynesian Inheritance” is so strong, family always come first!
Where was I going wrong?
What was I doing wrong?
Whose fault was it?
Why now when we seemed so successful?
A myriad of questions passed through my mind, I began to blame myself, I was making wrong decisions.
I had begun a downward slide a personal one that took away my mental fortitude, my belief, my self-confidence, I lost motivation, the thing that really hurts me when I think back is that, “I didn’t really care anymore” I began to think that the world owed me, I was a good person so for that I should be rewarded. What a “Pity party”, darn pitiful is all I can say now!
After all these years I am finally getting back on track!
I realise that age and the new generation means I can never be what I was back then, why?
Well that’s the past and I now live for today!
Not tomorrow!
I have found a “Certain Way” that has been available to each and every one of us for more than ninety years.
Probably what W Clement Stone and Napoleon Hill and thousands of others used to become rich, but forgot to tell us some very vital points, whether they did it consciously or just took it for granted that we would figure it out, I am really not to sure.
Want to find out as I have???
The real meaning of what “RICH” is, go to my website “Right Now” and find out how you to can have a “RICH” balanced and fulfilled life with “Prosperous Equilibrium”.
PS. Get a “FREE COPY” about this “Certain Way”, with THE SCIENCE OF GETTING RICH check it out right now!
I was!
Back in 1979 while doing a “pressure cooker” course on selling with an insurance company!
I wondered how relevant that question was, considering my personal and financial situation at the time.
No wife!
No job!
I was a solo dad with three children, one of them a baby less than a year old.
“You must be kidding”, I thought to myself at the time!
What relevance can that have to me learning to sell insurance policies?
How naive I was!
The course that followed had an unbelievably positive and a life changing effect on me. Although it only took affect several years later. The seed had been sown!
You’re probably saying to yourself, “How can a course on selling life insurance have that much effect on anyone?”
Well that Insurance Company was the one created by W Clement Stone.
I found the course to be very challenging, because in New Zealand at that time we weren’t really aware of the “Hype” that Americans used to motivate their workers to perform at their optimum. It pleases me each time I think about it now, to know that I passed, top of the class and received a book as a reward, this book was already a best seller, but I’d never heard of it.
Success Through a Positive Mental Attitude, of which W Clement Stone was co-author with Napoleon Hill. They shared their secrets on becoming wealthy and having a healthy, productive lifestyle, utilising the power of a "positive mental attitude". Sadly my motivation and my persistence waned and I stopped selling insurance.
I kept all the information, studies and the book I had won.
The “BOOK” Success Through a Positive Mental Attitude, which I never opened or read for probably 3 years.
However I did continue two very positive things! I continued to read on a daily basis some of his quotes and I even put them on the wall. My two
favourites were;
“Success is achieved and maintained by those who try and keep trying” and
“Whatever the mind of man can conceive and believe, it can achieve”.
The second thing and the one which I believed the most important was “Goal Setting” I enjoyed the challenge and had learned enough during the course to
realise its long term value.
Life began to take several steps in the right direction not major ones, but positive ones.
Several important things happened in my life over the next 12 years.
Around 1981-2 I began reading, Through a Positive Mental Attitude,
I applied so many of their ideas and formulae, and by 1992 mine and my families life had completely turned around, this included a wonderful wife and two more children and a list of goals I had made in 1986 after father passed away, became a reality.
I had arrived finally, or so I thought, and was ready to respond to the question that still continued to bother me after all those years.
What Does RICH Mean To You?
I had some answers!
That’s what I believed anyway!
1 - " A consistent income created from hard work
2 - " A healthy family
3 - " A loving wife and loving children
4 - "A nice car
5 - " A great holidays
There are other things, but they are either directly or indirectly related to the above list.
Even now when I look at that list it seems to have “hit the nail on the head”.
Then within three years it all slowly began to fall apart, business wise, thankfully not family wise our “Polynesian Inheritance” is so strong, family always come first!
Where was I going wrong?
What was I doing wrong?
Whose fault was it?
Why now when we seemed so successful?
A myriad of questions passed through my mind, I began to blame myself, I was making wrong decisions.
I had begun a downward slide a personal one that took away my mental fortitude, my belief, my self-confidence, I lost motivation, the thing that really hurts me when I think back is that, “I didn’t really care anymore” I began to think that the world owed me, I was a good person so for that I should be rewarded. What a “Pity party”, darn pitiful is all I can say now!
After all these years I am finally getting back on track!
I realise that age and the new generation means I can never be what I was back then, why?
Well that’s the past and I now live for today!
Not tomorrow!
I have found a “Certain Way” that has been available to each and every one of us for more than ninety years.
Probably what W Clement Stone and Napoleon Hill and thousands of others used to become rich, but forgot to tell us some very vital points, whether they did it consciously or just took it for granted that we would figure it out, I am really not to sure.
Want to find out as I have???
The real meaning of what “RICH” is, go to my website “Right Now” and find out how you to can have a “RICH” balanced and fulfilled life with “Prosperous Equilibrium”.
PS. Get a “FREE COPY” about this “Certain Way”, with THE SCIENCE OF GETTING RICH check it out right now!
Manage Debtors And Creditors To Improve Liquidity
Sales turnover and net profits may follow a rollercoaster pattern familiar to most business but when the cash flow dries up the game is over. Urgent attention to the management of working capital can provide every business with the cash resources to exploit its potential
Most businesses will experience periods of lower sales and times when losses may be incurred as expenses exceed sales income. The situation is recoverable by producing higher sales and reducing costs and expenses. A business that runs out of cash resources is dead in the water.
Debtors and sales income management
The objective is to obtain payment from customers as fast as possible improving cash flow and minimising the risk of bad debts and not being paid at all.
Payment terms offered to customers should be clearly stated and fixed as standard accounting figures according to the amount of funding the business is prepared to offer its clients. Because that is exactly what credit terms to customers is, free cash funding in exchange for eventual sales income.
Consideration should be given to using a cash discount system to encourage sales invoices to be paid faster. In some businesses it would be appropriate to obtain up front deposits and scheduled payments. Review this practise to obtain a greater proportion of payments faster to improve liquidity.
New customers should be subjected to a strict credit check. All new customers where credit check details are not available should be invoiced by the accounting function on a pro forma basis. Any businesses who fail to meet the highest credit score required should remain on a pro forma invoice basis.
The credit control function needs consideration from the first step of issuing customers with a sales invoice, producing customer statements of the debt owed and a set procedure of credit control letters and telephone follow ups that actually achieve the end result of getting the cash in. An essential process in the credit control procedure would be to ensure the accountant or bookkeeper always issues sales invoices and customer statements promptly.
Incorporate into the terms of trade a set of rules to invoke interest payments for late payment and late payment debt recovery costs. In the UK the Late Payment of Commercial Debts (Interest) Act 1998 sets out the statutory rights of business to claim interest and costs.
Consider the possibility of factoring sales invoices due from debtors either by selling the sales invoices to a third party or raising cash on the value of those invoices pending payment. Factoring has the disadvantage of often not being cheap but does have the advantage of generating a regular stream of cash.
Bad debts have a double impact on any business and all possible steps should be taken to reduce the risk. A bad debt not only uses valuable resources in chasing the debt with the negative impact on cash flow and liquidity but also is a straight loss to the net profit and a strong indicator that the accounting function is failing the business.
Creditors and expenditure management
The objective is to extend the time allowed for payment of expenses the business incurs.
Consider the frequency of all payments made to suppliers. Small business have alternative payment terms available for the payment of taxes. In the UK value added tax can be paid quarterly or monthly, vat cash accounting can ease the tax liability due in critical periods and paye payments can be paid quarterly rather than monthly for smaller businesses.
Every opportunity should be considered to improve liquidity and that would include the frequency which employee salaries and wages are paid. A sensitive area since it involves the most important people to the business success but adopting a payment period to coincide with the receipt of cash from customers may in some circumstances balance liquidity.
General creditors are a major area to be addressed in terms of both the amount of credit received from suppliers and the time required to pay those creditor accounts. Larger orders on extended payments terms creates a risk area should the goods not be used but can greatly assist cash flow as the business is effectively borrowing free cash from its suppliers.
Stock levels are crucial to financial management of the creditor total. High stock levels use valuable working capital which is offset in part by the level of creditors. Higher levels of stock financed by free credit from creditors lowers the cash flow requirements on the other parts of the business.
Most businesses will experience periods of lower sales and times when losses may be incurred as expenses exceed sales income. The situation is recoverable by producing higher sales and reducing costs and expenses. A business that runs out of cash resources is dead in the water.
Debtors and sales income management
The objective is to obtain payment from customers as fast as possible improving cash flow and minimising the risk of bad debts and not being paid at all.
Payment terms offered to customers should be clearly stated and fixed as standard accounting figures according to the amount of funding the business is prepared to offer its clients. Because that is exactly what credit terms to customers is, free cash funding in exchange for eventual sales income.
Consideration should be given to using a cash discount system to encourage sales invoices to be paid faster. In some businesses it would be appropriate to obtain up front deposits and scheduled payments. Review this practise to obtain a greater proportion of payments faster to improve liquidity.
New customers should be subjected to a strict credit check. All new customers where credit check details are not available should be invoiced by the accounting function on a pro forma basis. Any businesses who fail to meet the highest credit score required should remain on a pro forma invoice basis.
The credit control function needs consideration from the first step of issuing customers with a sales invoice, producing customer statements of the debt owed and a set procedure of credit control letters and telephone follow ups that actually achieve the end result of getting the cash in. An essential process in the credit control procedure would be to ensure the accountant or bookkeeper always issues sales invoices and customer statements promptly.
Incorporate into the terms of trade a set of rules to invoke interest payments for late payment and late payment debt recovery costs. In the UK the Late Payment of Commercial Debts (Interest) Act 1998 sets out the statutory rights of business to claim interest and costs.
Consider the possibility of factoring sales invoices due from debtors either by selling the sales invoices to a third party or raising cash on the value of those invoices pending payment. Factoring has the disadvantage of often not being cheap but does have the advantage of generating a regular stream of cash.
Bad debts have a double impact on any business and all possible steps should be taken to reduce the risk. A bad debt not only uses valuable resources in chasing the debt with the negative impact on cash flow and liquidity but also is a straight loss to the net profit and a strong indicator that the accounting function is failing the business.
Creditors and expenditure management
The objective is to extend the time allowed for payment of expenses the business incurs.
Consider the frequency of all payments made to suppliers. Small business have alternative payment terms available for the payment of taxes. In the UK value added tax can be paid quarterly or monthly, vat cash accounting can ease the tax liability due in critical periods and paye payments can be paid quarterly rather than monthly for smaller businesses.
Every opportunity should be considered to improve liquidity and that would include the frequency which employee salaries and wages are paid. A sensitive area since it involves the most important people to the business success but adopting a payment period to coincide with the receipt of cash from customers may in some circumstances balance liquidity.
General creditors are a major area to be addressed in terms of both the amount of credit received from suppliers and the time required to pay those creditor accounts. Larger orders on extended payments terms creates a risk area should the goods not be used but can greatly assist cash flow as the business is effectively borrowing free cash from its suppliers.
Stock levels are crucial to financial management of the creditor total. High stock levels use valuable working capital which is offset in part by the level of creditors. Higher levels of stock financed by free credit from creditors lowers the cash flow requirements on the other parts of the business.
What is in a Franchise UFOC?
There are 4 parts to a UFOC:
* Cover Page
* Table of Contents
* Items 1-23
* Exhibits
The format for each of these sections is very specific and covers the following:
Cover Page The Cover Page identifies the franchise business, including the name under which the franchisee would operate and what type of business it is. It also includes the amounts of the initial franchise fee. In addition, any additional risk factors are included on the cover in all capital letters. Risk factors that may be included pertain mostly to which state is governing the franchise agreement and where any litigation is permitted to be filed and heard.
Table of Contents The Table of Contents contains the specific 23 items listed below, as well as the exhibits, in a standard format.
Items 1-23 Item 1: The Franchisor, Its Predecessors, and Affiliates This section gives you a background on the Franchisor, including anyone he/she has purchased the franchise from, and any affiliates, meaning anyone else who has a controlling interest in the franchise. Do your research on these representatives, including a credit check if possible. You're quite possibly investing your life savings with these people and knowing any other businesses in which they have been involved and how well they manage financial aspects is important.
Item 2: Business Experience This section gives you a background on the officers and directors of the franchise for the past five years. Similar to the information you will review on the Franchisor itself, you want to carefully review the expertise these people bring to the table. These are the people you will be working with and who will contribute greatly to the success of your franchise. You should get to know them as well as you can.
Item 3: Litigation Any history of litigation, including cases terminated by settlement, must be disclosed in this section. Any Franchisor who is under some kind of restrictive injunction is one to stay away from. Additionally, if a franchisor or any officer has a criminal history or any litigation pending that may affect his or her ability to maintain a franchise then this opportunity is not a worthwhile risk.
Item 4: Bankruptcy The bankruptcy disclosure requires that they tell you up front about any bankruptcy in the last 10 years concerning, "the franchisor, its affiliate, its predecessor, officers, or general partner". Entrepreneurs often have several failures before they are successful. Learning from failed business is not the experience you want to have, which is why you are considering a franchise. This doesn't always mean that having a bankruptcy in the disclosure is a sure prediction of a bankruptcy in the future, but you want to review the circumstances of the bankruptcy carefully, including the amount of time that has lapsed since that bankruptcy. You typically don't want to give your money to someone with a proven track record of not being able to manage it.
Item 5: Initial Franchise Fee The initial franchise fee is the fee you pay to purchase the right to operate as a franchise. This does not include all of the other fees that may be required to get started or continue operation. The important thing to know about the initial franchise fee is exactly what you are getting for those dollars. Knowing how they came up with that number is important. A large initial franchise fee does not equate to a larger earning or a better investment. Consider this fee in addition to the Other Fees (Item 6) and Initial Investment (Item 7) before concluding what it will actually cost to open a franchise.
Item 6: Other Fees Other fees include any other monies you will be required to pay to the franchisor, including royalties, advertising fees, service fees, training fees, or any other ongoing or one-time fees that you as a franchisee will be expected to pay directly to the franchisor.
Item 7: Initial Investment This is the key item in terms of figuring out what is will cost you to get a franchise up and running. This section is laid out as a table, and includes the estimated costs for training, equipment, opening, inventory and other costs associated with starting your franchise. For each item in the list, you are given the amount, the method of payment, when it is due and to whom the payment is to be made. Review this information carefully. Speak with other franchisees and see if the estimated costs were realistic. Expect that you will need more for unexpected expenses. Remember that most businesses are not profitable for at least a year, so include the amount of money it would take you and your family to survive for a year without income.
Item 8: Restrictions on Sources of Products and Services If the franchisor requires you to purchase or lease from designated sources, investigate further. Sometimes the purchase restrictions are because the franchise has negotiated a lower price for certain goods in return for guaranteed orders. However, sometimes the cost of the supplies is not competitive and the franchisor makes a bit of money from the procurement of supplies. This makes the franchise more expensive to run, even if the startup costs look attractive. If the costs are reasonable, the restrictions are not a big issue. Again, talk to existing franchisees to see if they feel these restrictions are reasonable and whether or not they are satisfied they are receiving their money's worth.
Item 9: Franchisee's Obligations Your obligations as a franchisee can be laid out in various agreements, including but not limited to the franchise agreement. This section explains what your obligations are and exactly where in the legal documentation you can find the information governing your obligations. This is an important section for you to review carefully, as they define your contractual obligations and if you breech these obligations your franchise can be terminated. Talk to current franchisees and see whether meeting these obligations has presented any difficulty. If the obligations seem unreasonable, move on.
Item 10: Financing Sometimes the financing required to start-up a franchise comes from the franchisor him/herself. As with any financial contract, review the conditions and be sure that they are competitive and make sense. Have an accountant or banking representative review the terms and give an opinion. Having a credit check would, again, be handy here.
Item 11: Franchisor's Obligations Just as the UFOC lays out your obligations as a franchisee, the obligations of the franchisor must be clearly disclosed in this section. You are putting your financial future into the hands of the franchise that you purchase, at least in part. Be sure you understand exactly what you are getting for what you are paying. You may want to approach this section in a different manner than the others...perhaps backward. Rather than reading what they will provide, begin by making a list of what you think you will need to be successful. Determine what kind of training you will need and see whether they provide it, when it will be offered, what kind of training it is, and whether or not it meets your needs. What kind of ongoing support or documentation do they include? Also determine what you would need after you have opened the franchise and see whether those items are included in their list of obligations. If they are missing things that you think you will need to be successful, ask to have those things added to the franchise agreement. Verbal promises from salespeople are not sufficient - promised items should be added to this section.
Item 12: Territory Opening a franchise just to see another franchise open up a half mile down the road would be enough to make anyone crazy. The territory section of the UFOC is designed to lay out exactly what rights you have to any territory. Having the right to an "exclusive area" cuts down on the competition, at least from within your own franchise. Unfortunately, not all franchisees are alike. Some will take full advantage of their area and develop the market to its fullest. Others will assume that the lack of competition in their immediate area means they have a right to the business and therefore don't work quite as hard to develop that area. There are many other situations in which an exclusive area causes issues for a franchisor, and most will not grant them. Some will grant an exclusive area only for a specified amount of time or only as long as a certain level of achievement is reached by the franchisee. Understanding what options the franchise offers is very important.
Item 13: Trademarks This section discloses any trademarks, service mark, service name or logotype used in the franchise business and whether or not that trademark or service mark are registered with the US Patent Office. Using a trademark symbol (™) is not the same thing as having a registered trademark. The registered trademark (®) means a certificate of registration has been granted to the franchisor. A trademark registered in the Supplemental Register does not have the same legal rights and there should be a statement in the Trademarks section disclosing this information.
Item 14: Patents, Copyrights, and Proprietary Information This section is important to you only if patents are important to the franchise. If so, get a copy of the patent from the U.S. Patent Office and review the status of the patent. Be familiar with any copyrighted or proprietary information outlined in the UFOC, as the franchisor has a right to modify or prohibit use of anything patented, copyrighted, or proprietary information disclosed in the UFOC.
Item 15: Obligation to Participate in and the Actual Operation of the Franchise Business This section outlines any requirements for the franchisee to personally be involved in the operation of the franchise. If the franchise does not require the franchisee to run the business him or herself, then there must be a statement outlining whether or not a manager running the day-to-day operations of the franchise in place of the owner must complete the franchisor's training program and/or own an equity share of the business, and any limitations placed on the manager (such as being approved by the franchise).
Item 16: Restrictions on What the Franchisee May Sell Restrictions on what you may sell will affect those franchisees who want to operate an expandable business while they own the franchise. This section is also important if you are limited to selling goods or services that won't make you enough return.
Item 17: Renewal, Termination, Transfer, and Dispute Resolution This section is one of the most important in the entire document, and is presented in a table format for easy browsing. The best contract is one stating that as long as you do not breech your contract you can renew your franchise agreement, forever. Contracts that place a limit on your possibility to renew solely at the discretion of the franchisor are bad. Also pay close attention to extensive repairs or decoration that will required as a condition of renewal. The amount of money expected to be spent should be reasonable and there should be some kind of formula so that costs are not incurred all in the same year. Additionally, the refurbishment should keep you industry competitive.
There are many types of transfers. Transferring among business entities, such as from a sole proprietorship into a corporation, should definitely be allowed. A good agreement will also allow your franchise to be transferred to your heirs. If this is not allowed and you're still interested in purchasing the franchise, try to make some provision for the repurchase of your franchise by the franchisor.
This section also outlines the causes for termination of the franchise agreement, states whether the franchise can be sold and who has the right of first refusal (your own blood relatives should not, ideally, come after the franchisor on first rights), and delineates your right to arbitration. Essentially, the more rights you have to control the renewal and transfer of your franchise, the more rights you have for the continuation of your business and the better the agreement. Make sure your franchise attorney reviews these rights as well as your rights to litigation (or requirement to use arbitration). Any additional risks for litigation will also be on the cover page, remember.
Item 18: Public Figures This section requires the disclosure of any public figures the franchise uses as a spokesperson, how much they were paid, and how much control they have in the business (if any). Find out how this arrangement relates to you, whether you can use that figure in personal appearances or advertising, how much it would cost and how frequently you would be allowed to do so.
Item 19: Earnings Claims It is very tricky for a franchisor to project, estimate, or in any way forecast financial sales. There are so many variables in play for an individual franchise that it would be mostly guesswork and optimism to project for a prospective franchisee how much money they will make with their business. Any claims made by the franchisor to this effect must be substantiated, so rarely will you see any earning claims included in a UFOC. The best way to get an idea of what to expect for earnings is to talk to existing franchisees. Find out how long they've been in business, when the business turned profitable, and what their average profits have been. Remember that each business is unique and that each franchisee does not run a business equally well. Speak to several franchisees to get a clearer picture of a range that you might be able to expect.
Item 20: List of Outlets All of the existing franchise locations, along with the franchisee's contact information, is listed in this section. This is the pot of gold, right here. Contacting franchisees with questions about their relationship to the franchisor, their ability to meet their contractual obligations, their general earnings, and how realistic the start-up projections are is the best bit of research and review you can possibly do before purchasing your franchise. Prepare your questions and schedule time with franchees in advance; this one is important.
Item 21: Financial Statements This section points you to the exhibits containing the audited financial statements of the franchisor for the last three years. Take these statements to a qualified accountant for review. The financial status of the franchisor is a track record, showing you not only the ability of the franchisor to run the business, but also the likelihood of success or failure.
Item 22: Contracts All contracts or agreements a franchisee will need to sign must be attached to the UFOC. This includes the Franchise Agreement, purchase agreements, lease agreements, and others.
Item 23: Receipt This document is a receipt of acknowledgment of the UFOC. This has to be provided as the last page of the document for the franchisee to acknowledge that they have received it. This is only important because no monies can legally be exchanged until 10 days after the receipt of the UFOC (the "cooling off" period provided for by law).
Exhibits Any documents that have been identified in the UFOC for the franchise to review or sign must be included as an Exhibit. The exhibits will include copies of such things as the financial statements, Franchise Agreement, leases, or Loan Agreements.
* Cover Page
* Table of Contents
* Items 1-23
* Exhibits
The format for each of these sections is very specific and covers the following:
Cover Page The Cover Page identifies the franchise business, including the name under which the franchisee would operate and what type of business it is. It also includes the amounts of the initial franchise fee. In addition, any additional risk factors are included on the cover in all capital letters. Risk factors that may be included pertain mostly to which state is governing the franchise agreement and where any litigation is permitted to be filed and heard.
Table of Contents The Table of Contents contains the specific 23 items listed below, as well as the exhibits, in a standard format.
Items 1-23 Item 1: The Franchisor, Its Predecessors, and Affiliates This section gives you a background on the Franchisor, including anyone he/she has purchased the franchise from, and any affiliates, meaning anyone else who has a controlling interest in the franchise. Do your research on these representatives, including a credit check if possible. You're quite possibly investing your life savings with these people and knowing any other businesses in which they have been involved and how well they manage financial aspects is important.
Item 2: Business Experience This section gives you a background on the officers and directors of the franchise for the past five years. Similar to the information you will review on the Franchisor itself, you want to carefully review the expertise these people bring to the table. These are the people you will be working with and who will contribute greatly to the success of your franchise. You should get to know them as well as you can.
Item 3: Litigation Any history of litigation, including cases terminated by settlement, must be disclosed in this section. Any Franchisor who is under some kind of restrictive injunction is one to stay away from. Additionally, if a franchisor or any officer has a criminal history or any litigation pending that may affect his or her ability to maintain a franchise then this opportunity is not a worthwhile risk.
Item 4: Bankruptcy The bankruptcy disclosure requires that they tell you up front about any bankruptcy in the last 10 years concerning, "the franchisor, its affiliate, its predecessor, officers, or general partner". Entrepreneurs often have several failures before they are successful. Learning from failed business is not the experience you want to have, which is why you are considering a franchise. This doesn't always mean that having a bankruptcy in the disclosure is a sure prediction of a bankruptcy in the future, but you want to review the circumstances of the bankruptcy carefully, including the amount of time that has lapsed since that bankruptcy. You typically don't want to give your money to someone with a proven track record of not being able to manage it.
Item 5: Initial Franchise Fee The initial franchise fee is the fee you pay to purchase the right to operate as a franchise. This does not include all of the other fees that may be required to get started or continue operation. The important thing to know about the initial franchise fee is exactly what you are getting for those dollars. Knowing how they came up with that number is important. A large initial franchise fee does not equate to a larger earning or a better investment. Consider this fee in addition to the Other Fees (Item 6) and Initial Investment (Item 7) before concluding what it will actually cost to open a franchise.
Item 6: Other Fees Other fees include any other monies you will be required to pay to the franchisor, including royalties, advertising fees, service fees, training fees, or any other ongoing or one-time fees that you as a franchisee will be expected to pay directly to the franchisor.
Item 7: Initial Investment This is the key item in terms of figuring out what is will cost you to get a franchise up and running. This section is laid out as a table, and includes the estimated costs for training, equipment, opening, inventory and other costs associated with starting your franchise. For each item in the list, you are given the amount, the method of payment, when it is due and to whom the payment is to be made. Review this information carefully. Speak with other franchisees and see if the estimated costs were realistic. Expect that you will need more for unexpected expenses. Remember that most businesses are not profitable for at least a year, so include the amount of money it would take you and your family to survive for a year without income.
Item 8: Restrictions on Sources of Products and Services If the franchisor requires you to purchase or lease from designated sources, investigate further. Sometimes the purchase restrictions are because the franchise has negotiated a lower price for certain goods in return for guaranteed orders. However, sometimes the cost of the supplies is not competitive and the franchisor makes a bit of money from the procurement of supplies. This makes the franchise more expensive to run, even if the startup costs look attractive. If the costs are reasonable, the restrictions are not a big issue. Again, talk to existing franchisees to see if they feel these restrictions are reasonable and whether or not they are satisfied they are receiving their money's worth.
Item 9: Franchisee's Obligations Your obligations as a franchisee can be laid out in various agreements, including but not limited to the franchise agreement. This section explains what your obligations are and exactly where in the legal documentation you can find the information governing your obligations. This is an important section for you to review carefully, as they define your contractual obligations and if you breech these obligations your franchise can be terminated. Talk to current franchisees and see whether meeting these obligations has presented any difficulty. If the obligations seem unreasonable, move on.
Item 10: Financing Sometimes the financing required to start-up a franchise comes from the franchisor him/herself. As with any financial contract, review the conditions and be sure that they are competitive and make sense. Have an accountant or banking representative review the terms and give an opinion. Having a credit check would, again, be handy here.
Item 11: Franchisor's Obligations Just as the UFOC lays out your obligations as a franchisee, the obligations of the franchisor must be clearly disclosed in this section. You are putting your financial future into the hands of the franchise that you purchase, at least in part. Be sure you understand exactly what you are getting for what you are paying. You may want to approach this section in a different manner than the others...perhaps backward. Rather than reading what they will provide, begin by making a list of what you think you will need to be successful. Determine what kind of training you will need and see whether they provide it, when it will be offered, what kind of training it is, and whether or not it meets your needs. What kind of ongoing support or documentation do they include? Also determine what you would need after you have opened the franchise and see whether those items are included in their list of obligations. If they are missing things that you think you will need to be successful, ask to have those things added to the franchise agreement. Verbal promises from salespeople are not sufficient - promised items should be added to this section.
Item 12: Territory Opening a franchise just to see another franchise open up a half mile down the road would be enough to make anyone crazy. The territory section of the UFOC is designed to lay out exactly what rights you have to any territory. Having the right to an "exclusive area" cuts down on the competition, at least from within your own franchise. Unfortunately, not all franchisees are alike. Some will take full advantage of their area and develop the market to its fullest. Others will assume that the lack of competition in their immediate area means they have a right to the business and therefore don't work quite as hard to develop that area. There are many other situations in which an exclusive area causes issues for a franchisor, and most will not grant them. Some will grant an exclusive area only for a specified amount of time or only as long as a certain level of achievement is reached by the franchisee. Understanding what options the franchise offers is very important.
Item 13: Trademarks This section discloses any trademarks, service mark, service name or logotype used in the franchise business and whether or not that trademark or service mark are registered with the US Patent Office. Using a trademark symbol (™) is not the same thing as having a registered trademark. The registered trademark (®) means a certificate of registration has been granted to the franchisor. A trademark registered in the Supplemental Register does not have the same legal rights and there should be a statement in the Trademarks section disclosing this information.
Item 14: Patents, Copyrights, and Proprietary Information This section is important to you only if patents are important to the franchise. If so, get a copy of the patent from the U.S. Patent Office and review the status of the patent. Be familiar with any copyrighted or proprietary information outlined in the UFOC, as the franchisor has a right to modify or prohibit use of anything patented, copyrighted, or proprietary information disclosed in the UFOC.
Item 15: Obligation to Participate in and the Actual Operation of the Franchise Business This section outlines any requirements for the franchisee to personally be involved in the operation of the franchise. If the franchise does not require the franchisee to run the business him or herself, then there must be a statement outlining whether or not a manager running the day-to-day operations of the franchise in place of the owner must complete the franchisor's training program and/or own an equity share of the business, and any limitations placed on the manager (such as being approved by the franchise).
Item 16: Restrictions on What the Franchisee May Sell Restrictions on what you may sell will affect those franchisees who want to operate an expandable business while they own the franchise. This section is also important if you are limited to selling goods or services that won't make you enough return.
Item 17: Renewal, Termination, Transfer, and Dispute Resolution This section is one of the most important in the entire document, and is presented in a table format for easy browsing. The best contract is one stating that as long as you do not breech your contract you can renew your franchise agreement, forever. Contracts that place a limit on your possibility to renew solely at the discretion of the franchisor are bad. Also pay close attention to extensive repairs or decoration that will required as a condition of renewal. The amount of money expected to be spent should be reasonable and there should be some kind of formula so that costs are not incurred all in the same year. Additionally, the refurbishment should keep you industry competitive.
There are many types of transfers. Transferring among business entities, such as from a sole proprietorship into a corporation, should definitely be allowed. A good agreement will also allow your franchise to be transferred to your heirs. If this is not allowed and you're still interested in purchasing the franchise, try to make some provision for the repurchase of your franchise by the franchisor.
This section also outlines the causes for termination of the franchise agreement, states whether the franchise can be sold and who has the right of first refusal (your own blood relatives should not, ideally, come after the franchisor on first rights), and delineates your right to arbitration. Essentially, the more rights you have to control the renewal and transfer of your franchise, the more rights you have for the continuation of your business and the better the agreement. Make sure your franchise attorney reviews these rights as well as your rights to litigation (or requirement to use arbitration). Any additional risks for litigation will also be on the cover page, remember.
Item 18: Public Figures This section requires the disclosure of any public figures the franchise uses as a spokesperson, how much they were paid, and how much control they have in the business (if any). Find out how this arrangement relates to you, whether you can use that figure in personal appearances or advertising, how much it would cost and how frequently you would be allowed to do so.
Item 19: Earnings Claims It is very tricky for a franchisor to project, estimate, or in any way forecast financial sales. There are so many variables in play for an individual franchise that it would be mostly guesswork and optimism to project for a prospective franchisee how much money they will make with their business. Any claims made by the franchisor to this effect must be substantiated, so rarely will you see any earning claims included in a UFOC. The best way to get an idea of what to expect for earnings is to talk to existing franchisees. Find out how long they've been in business, when the business turned profitable, and what their average profits have been. Remember that each business is unique and that each franchisee does not run a business equally well. Speak to several franchisees to get a clearer picture of a range that you might be able to expect.
Item 20: List of Outlets All of the existing franchise locations, along with the franchisee's contact information, is listed in this section. This is the pot of gold, right here. Contacting franchisees with questions about their relationship to the franchisor, their ability to meet their contractual obligations, their general earnings, and how realistic the start-up projections are is the best bit of research and review you can possibly do before purchasing your franchise. Prepare your questions and schedule time with franchees in advance; this one is important.
Item 21: Financial Statements This section points you to the exhibits containing the audited financial statements of the franchisor for the last three years. Take these statements to a qualified accountant for review. The financial status of the franchisor is a track record, showing you not only the ability of the franchisor to run the business, but also the likelihood of success or failure.
Item 22: Contracts All contracts or agreements a franchisee will need to sign must be attached to the UFOC. This includes the Franchise Agreement, purchase agreements, lease agreements, and others.
Item 23: Receipt This document is a receipt of acknowledgment of the UFOC. This has to be provided as the last page of the document for the franchisee to acknowledge that they have received it. This is only important because no monies can legally be exchanged until 10 days after the receipt of the UFOC (the "cooling off" period provided for by law).
Exhibits Any documents that have been identified in the UFOC for the franchise to review or sign must be included as an Exhibit. The exhibits will include copies of such things as the financial statements, Franchise Agreement, leases, or Loan Agreements.
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